savage land. She had excited Reuben Vanderpoel’s admiration by taking off her petticoat one bitter winter’s day to sell it to a squaw in exchange for an ornament for which she chanced to know another squaw would pay with a skin of value. The first Mrs. Vanderpoel was as wonderful as her husband. They were both wonderful. They were the founders of the fortune which a century and a half later was the delight—in fact the piece de resistance—of New York society reporters, its enormity being restated in round figures when a blank space must be filled up. The method of statement lent itself to infinite variety and was always interesting to a particular class, some elements of which felt it encouraging to be assured that so much money could be a personal possession, some elements feeling the fact an additional argument to be used against the infamy of monopoly.

The first Reuben Vanderpoel transmitted to his son his accumulations and his fever for gain. He had but one child. The second Reuben built upon the foundations this afforded him, a fortune as much larger than the first as the rapid growth and increasing capabilities of the country gave him enlarging opportunities to acquire. It was no longer necessary to deal with savages: his powers were called upon to cope with those of white men who came to a new country to struggle for livelihood and fortune. Some were shrewd, some were desperate, some were dishonest. But shrewdness never outwitted, desperation never overcame, dishonesty never deceived the second Reuben Vanderpoel. Each characteristic ended by adapting itself to his own purposes and qualities, and as a result of each it was he who in any business transaction was the gainer. It was the common saying that the Vanderpoels were possessed of a money-making spell. Their spell lay in their entire mental and physical absorption in one idea. Their peculiarity was not so much that they wished to be rich as that Nature itself impelled them to collect wealth as the load-stone draws towards it iron. Having possessed nothing, they became rich, having become rich they became richer, having founded their fortunes on small schemes, they increased them by enormous ones. In time they attained that omnipotence of wealth which it would seem no circumstance can control or limit. The first Reuben Vanderpoel could not spell, the second could, the third was as well educated as a man could be whose sole profession is money-making. His children were taught all that expensive teachers and expensive opportunities could teach them. After the second generation the meagre and mercantile physical type of the Vanderpoels improved upon itself. Feminine good looks appeared and were made the most of. The Vanderpoel element invested even good looks to an advantage. The fourth Reuben Vanderpoel had no son and two daughters. They were brought up in a brownstone mansion built upon a fashionable New York thoroughfare roaring with traffic. To the farthest point of the Rocky Mountains the number of dollars this “mansion” (it was always called so) had cost, was known. There may have existed Pueblo Indians who had heard rumours of the price of it. All the shopkeepers and farmers in the United States had read newspaper descriptions of its furnishings and knew the value of the brocade which hung in the bedrooms and boudoirs of the Misses Vanderpoel. It was a fact much cherished that Miss Rosalie’s bath was of Carrara marble, and to good souls actively engaged in doing their own washing in small New England or Western towns, it was a distinct luxury to be aware that the water in the Carrara marble bath was perfumed with Florentine Iris. Circumstances such as these seemed to become personal possessions and even to lighten somewhat the burden of toil.

Rosalie Vanderpoel married an Englishman of title, and part of the story of her married life forms my prologue. Hers was of the early international marriages, and the republican mind had not yet adjusted itself to all that such alliances might imply. It was yet ingenuous, imaginative and confiding in such matters. A baronetcy and a manor house reigning over an old English village and over villagers in possible smock frocks, presented elements of picturesque dignity to people whose intimacy with such allurements had been limited by the novels of Mrs. Oliphant and other writers. The most ordinary little anecdotes in which vicarages, gamekeepers, and dowagers figured, were exciting in these early days. “Sir Nigel Anstruthers,” when engraved upon a visiting card, wore an air of distinction almost startling. Sir Nigel himself was not as picturesque as his name, though he was not entirely without attraction, when for reasons of his own he chose to aim at agreeableness of bearing. He was a man with a good figure and a good voice, and but for a heaviness of feature the result of objectionable living, might have given the impression of being better looking than he really was. New York laid amused and at the same time, charmed stress upon the fact that he spoke with an “English accent.” His enunciation was in fact clear cut and treated its vowels well. He was a man who observed with an air of accustomed punctiliousness such social rules and courtesies as he deemed it expedient to consider. An astute worldling had remarked that he was at once more ceremonious and more casual in his manner than men bred in America.

“If you invite him to dinner,” the wording said, “or if you die, or marry, or meet with an accident, his notes of condolence or congratulation are prompt and civil, but the actual truth is that he cares nothing whatever about you or your relations, and if you don’t please him he does not hesitate to sulk or be astonishingly rude, which last an American does not allow himself to be, as a rule.”

By many people Sir Nigel was not analysed, but accepted. He was of the early English who came to New York, and was a novelty of interest, with his background of Manor House and village and old family name. He was very much talked of at vivacious ladies’ luncheon parties, he was very much talked to at equally vivacious afternoon teas. At dinner parties he was furtively watched a good deal, but after dinner when he sat with the men over their wine, he was not popular. He was not perhaps exactly disliked, but men whose chief interest at that period lay in stocks and railroads, did not find conversation easy with a man whose sole occupation had been the shooting of birds and the hunting of foxes, when he was not absolutely loitering about London, with his time on his hands. The stories he told—and they were few—were chiefly anecdotes whose points gained their humour by the fact that a man was a comically bad shot or bad rider and either peppered a gamekeeper or was thrown into a ditch when his horse went over a hedge, and such relations did not increase in the poignancy of their interest by being filtered through brains accustomed to applying their powers to problems of speculation and commerce. He was not so dull but that he perceived this at an early stage of his visit to New York, which was probably the reason of the infrequency of his stories.

He on his side was naturally not quick to rise to the humour of a “big deal” or a big blunder made on Wall Street—or to the wit of jokes concerning them. Upon the whole he would have been glad to have understood such matters more clearly. His circumstances were such as had at last forced him to contemplate the world of money- makers with something of an annoyed respect. “These fellows” who had neither titles nor estates to keep up could make money. He, as he acknowledged disgustedly to himself, was much worse than a beggar. There was Stornham Court in a state of ruin— the estate going to the dogs, the farmhouses tumbling to pieces and he, so to speak, without a sixpence to bless himself with, and head over heels in debt. Englishmen of the rank which in bygone times had not associated itself with trade had begun at least to trifle with it—to consider its potentialities as factors possibly to be made useful by the aristocracy. Countesses had not yet spiritedly opened milliners’ shops, nor belted Earls adorned the stage, but certain noblemen had dallied with beer and coquetted with stocks. One of the first commercial developments had been the discovery of America—particularly of New York—as a place where if one could make up one’s mind to the plunge, one might marry one’s sons profitably. At the outset it presented a field so promising as to lead to rashness and indiscretion on the part of persons not given to analysis of character and in consequence relying too serenely upon an ingenuousness which rather speedily revealed that it had its limits. Ingenuousness combining itself with remarkable alertness of perception on occasion, is rather American than English, and is, therefore, to the English mind, misleading.

At first younger sons, who “gave trouble” to their families, were sent out. Their names, their backgrounds of castles or manors, relatives of distinction, London seasons, fox hunting, Buckingham Palace and Goodwood Races, formed a picturesque allurement. That the castles and manors would belong to their elder brothers, that the relatives of distinction did not encourage intimacy with swarms of the younger branches of their families; that London seasons, hunting, and racing were for their elders and betters, were facts not realised in all their importance by the republican mind. In the course of time they were realised to the full, but in Rosalie Vanderpoel’s nineteenth year they covered what was at that time almost unknown territory. One may rest assured Sir Nigel Anstruthers said nothing whatsoever in New York of an interview he had had before sailing with an intensely disagreeable great-aunt, who was the wife of a Bishop. She was a horrible old woman with a broad face, blunt features and a raucous voice, whose tones added acridity to her observations when she was indulging in her

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