Watanabe dreaded getting promoted to E-5. He knew that a promotion would mean that he’d probably have a headquarters desk job at Malmstrom, rather than his usual Maintenance Team member job out at the squadrons. Most likely he’d have several boring years as an NCO at the Base Trainer, an aboveground simulator of an LCC capsule. Or he might get assigned as a liaison or “shepherd” for contractors, as MAFs were sequentially “de-altered” for equipment modifications or upgrades. That job would mean countless hours on the road, but without the fun of actually handling the equipment. With those prospects in mind, he applied for a slot at Officer Training School at the Air University, located at Maxwell Air Force Base, Alabama. But his application was still pending when the Crunch came.

Joshua had proposed marriage twice to Kelly Monroe before the Crunch. But each time she had put him off, saying that she wanted to finish her degree before committing to marriage. When the Crunch came, Kelly was just starting her second year in business administration at Montana State University, Great Falls. She was hoping to get a job in Great Falls after she graduated so that she could live near her family.

Living in Montana, the Crunch seemed less traumatic than it was being described on television. There were no big riots in Montana. Society remained more or less intact and functional. There were 2.5 million cattle in Montana, but only 990,000 people, so Joshua didn’t expect that he would experience starvation. But the big cities on the east and west coasts had him worried. Those folks could indeed begin to starve.

The scarcity of gasoline, the hyperinflation, and the collapse of the electric power grid were the biggest effects felt in Montana. Everyone seemed intent on the huge scramble to stock up while their dollars could still buy something. The gas stations sold out of regular unleaded gas first, then premium, and finally diesel. It became impossible to find propane cylinders or ammunition. Soon after, the grocery store shelves were stripped clean.

As the news of the inflation and the rioting in the big cities reached a crescendo, Joshua drove out to the Monroe ranch and ran to the front porch. He knocked forcefully on the door. His knock was answered by Kelly’s father, Jim Monroe. Joshua said agitatedly, “I’m here to propose to her again, and this time I won’t take ‘maybe later’ for an answer!”

Jim grinned and said, “Good for you, Josh. That’s the right attitude. I’ll let her know that you’re here.”

Chicago, Illinois

October, the First Year

It was a moment that Terry Layton would never forget: Her favorite morning talk radio host on WLS-AM was reading newspaper and Internet headlines. The host paused, audibly took a deep breath, and said, “This is it, folks. Inflation has gone triple digit and there’s no end in sight. This is the final destruction of the United States dollar. We can kiss it goodbye.”

They called it the Crunch. It was a credit collapse and economic depression that made the Great Depression of the 1930s seem small by comparison. The global credit market had come unglued. All around the world, markets were in free fall. Credit had dried up. Cities, counties, states, and even national governments were in default. Consumer prices soared. Interest rates skyrocketed. The price of precious metals soared. Bonds collapsed. Derivatives contracts cratered, leaving counterparties for trillions of dollars in contracts twisting in the wind. Television news commentators droned on and on about “hopes for a recovery.” Corporations of all sizes announced huge layoffs.

Terry’s husband, Ken, was worried. All the things that his friends Tom Kennedy and Todd Gray had been warning them about for so many years were coming true. When Ken walked through the waiting room at the shop, all the customers were transfixed, staring at the big HD television. CNN was reporting that the economy was crumbling, inflation was out of control, and now there were riots in cities all over the country. Ken got a cup of water at the water cooler. He lingered by the television for a minute. He caught one of the news analysts saying, “…so this is where all that monetizing of the debt—the Quantitative Easing—has brought us, to the point of irreversible hyperinflation. Ron Paul was right after all. This is like some enormous boulder rolling downhill, picking up speed, and nothing can stop it now.” Ken shook his head in disgust, and headed back out to the bay in the shop to continue installing an RCD heavy-duty suspension kit on a 2012 Jeep Wrangler Unlimited Rubicon.

Ken was the assistant manager at Chet’s Crawlers and Haulers, which specialized in four-wheel drive vehicle modifications and repairs. It was one of the largest such specialty shops in the Midwest. Ironically, many of the shop’s customers were yuppies who rarely, if ever, drove off-road. They just wanted to make their trucks look tough.

Three years earlier, Ken had been invited to join a fledgling group of Chicago “preppers” who were planning to buy a survival retreat property in Idaho. Ken was recruited by Tom “T.K.” Kennedy, a bachelor in Ken and Terry’s Young Adults group at church. Ken had been of interest to T.K. because he was an automobile mechanic. Since they both liked to shoot and were interested in outdoor activities, both Ken and Terry were enthusiastic about joining the unnamed group. It was dubbed simply “The Group.” Ken of course became the group’s vehicle and generator mechanic, while Terry served as a logistician, coordinating group buys—mostly of long-term storage foods. The Laytons’ home garage was often heaped with boxes before each group buy was broken up and taken home by the members. After Todd and his wife, Mary, bought their ranch near Bovill, Idaho, more than half of the group’s supplies were tucked away in the Grays’ basement, carefully labeled with the members’ names and purchase dates.

Although he had the requisite academic prowess, Ken had shown no interest in pursuing college when he graduated from high school. Instead, he started working full-time as an automobile mechanic. Ken enjoyed the satisfaction of turning wrenches. By the time he’d joined the group, Ken had changed jobs twice. He had also earned several ASE certifications and was about to become the assistant manager at Chet’s shop.

Ken enjoyed the pace of working at the shop, which was more relaxed than at the general auto repair shops where he had worked before. He also liked having a short commute from home—just nine minutes on average, all on surface streets. It was close enough that he even went home to be with his wife for one or two lunch hours each week, or on special occasions she would join him for lunch at a nearby restaurant.

———

The Laytons’ small two-story house was on South Campbell Avenue in Chicago, northeast of Douglas Park. It was an older neighborhood where houses were affordable, but the crime rate was high. Their house had been built in the 1930s and remodeled in the 1970s. They bought it in 2008, just before the peak of the housing market. When the Crunch came, Ken joked that with the rapid inflation they’d soon be able to pay off the $157,000 balance remaining on their mortgage. But this didn’t happen because his income didn’t increase rapidly enough to match the inflation. Inevitably, the hyperinflation was short-lived.

Since they owed more on the house than what they had paid on the principal, there was no way that they could sell it and move to Idaho, as they had hoped to do. Their only viable solution was “jingle mail”—abandoning their house to the bank, by mailing the bank the house keys with an explanatory note. Feeling overwhelmed by the prospect of moving out west without a job waiting for him, Ken stayed, and prayed.

The Laytons attended St. John Cantius Parish church in Chicago, three miles from their home. The trip to church was a straight shot up West Ogden Boulevard that took less than ten minutes. They had chosen to worship there because they celebrated Mass in Latin. The church’s brochure and website read: “St. John Cantius Parish is also privileged to offer daily the Holy Sacrifice of the Mass in the Extraordinary Form of the Roman Rite, commonly referred to as the Tridentine Latin Mass.”

The Latin Mass meant a lot to Ken because that was his parents’ preference, and he had grown up hearing it. His parents were part of what was then a “renegade” church—back when the Latin Mass was banned. Terry was also raised Catholic, but had never attended a Latin Mass until just before she married Ken. She grew to love it. They decided that when they had children, they would give them a classical homeschooling, and include Latin in their curriculum.

Unlike most young Catholic couples, the Laytons consciously delayed having children, using the church- approved rhythm and symptothermal method. They wanted to be more financially secure and have a good supply of storage food before starting a family. They followed the lead of Todd and Mary Gray, their survivalist group’s leaders, who had declared that they wouldn’t have kids until after they had their “beans, bullets, and Band-Aids together.”

For their own vehicles, Ken painstakingly restored a 1968 Ford Bronco and a 1967 Ford Mustang. Both vehicles had 302-cubic-inch engines—both rebuilt with .030 oversize pistons, hard piston seats, oversize Clevite

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