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Sophie Kinsella

The Secret Dreamworld of a Shopaholic

Acknowledgements

Many thanks to Patrick PlonkingtonSmythe, Linda Evans and the Transworld team, Celia Hayley, Mark Lucas and all at LAW, Nicki Kennedy and Jessica Buckman, Valerie Hoskins and Rebecca Watson, and Brian Siberell at CAA. Special thanks to Samantha Wickham, Sarah Manser, Paul Watts, Chantal Rutherford-Brown, my wonderful family and especially Gemma, who taught me how to shop.

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Endwich Bank

1 Stallion Square

London W1 3HW

Ms Rebecca Bloomwood

Flat 4

63 Jarvis Road

Bristol BS1 0DN

6 July 1997

Dear Ms Bloomwood

Congratulations! As a recent graduate of Bristol University you are undoubtedly proud of your performance.

We at Endwich are also proud of our performance as a flexible, caring bank with accounts to suit everyone. We pride ourselves particularly in our far-sighted approach when it comes to customers of calibre such as yours.

We are therefore offering you, Ms Bloomwood – as a graduate – a free extended overdraft facility of ? 2,000 during the first two years of your career. Should you decide to open an account with Endwich, this facility will be available immediately.* I do hope you decide to take advantage of this unique offer and took forward to receiving your completed form.

Once again, congratulations!

Yours sincerely

Nigel Fairs

Graduate Marketing Manager

* (subject to status)

ENDWICH – BECAUSE WE CARE

***

Endwich Bank

FULHAM BRANCH

3 Fulham Road

London SW6 9JH

Ms Rebecca Bloomwood

Flat 2

4 Burney Road

London SW6 8FD

10 September 1999

Dear Ms Bloomwood

Further to my letters of 3 May, 29 July and 14 August, you will be aware that your free graduate overdraft facility is due to end on 19 September 1999. You will also be aware that you have substantially exceeded the agreed limit of ?2,000.

The current balance stands at a debit of ?3,794.56.

Perhaps you would be kind enough to telephone my assistant Erica Parnell to arrange a meeting concerning this matter.

Yours sincerely

Derek Smeath

Manager

ENDWICH – BECAUSE WE CARE

***

Endwich Bank

FULHAM BRANCH

3 Fulham Road

London SW6 9JH

Ms Rebecca Bloomwood

Flat 2

4 Burney Road

London SW6 8FD

22 September 1999

Dear Ms Bloomwood

I am sorry to hear that you have broken your leg. When you have recovered, perhaps you would be kind enough to ring my assistant Erica Parnell and arrange a meeting to discuss your ongoing overdraft needs.

Yours sincerely

Derek Smeath

Manager

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