‘You two were getting on okay?’

‘Fine,’ she said, eyes flicking to the window and then back to me. She didn’t elaborate. Instead she just sat there, looking for me to pick up the conversation and move it forward, the muscle tone changing at the side of her face; tighter and more rigid, like she was clenching her teeth.

Did you just lie to me?

I let it go for the moment, and decided to come back to it when I had a better feel for who she was and why she might sidestep the question.

‘Where do you live?’

‘Half a mile from Gloucester Road Tube station,’ she said. ‘We bought a place in a little mews about five years back. This was when Sam used to get bonuses.’

‘Are you still there?’

‘Yes.’ But there was a forlorn expression on her face now, like she didn’t want to be living alone in a house they’d bought as a couple. ‘I used to be the manager at a deli in Covent Garden, so most days, as long as he wasn’t too swamped with work, we’d walk to the Tube together.’

‘You don’t work at the deli any more?’

‘I was made redundant in March last year.’ She paused; and then her cheeks started to colour, as if she thought she’d second-guessed me. ‘Don’t worry: I’ll have enough to pay you. I’ve got another job now, at a restaurant in Bayswater. I’ve got some savings; money we kept for a rainy day. I figure this is the day we were talking about.’

‘I wasn’t worried about the money,’ I said.

But she just nodded.

‘How long were you unemployed?’

‘Almost eleven months.’

‘So you started working again early this year – January time?’

‘January the sixteenth.’

Thirty-one days after her husband disappeared. I wondered, for a moment, how that must have felt: starting a new career, a new part of your life, while the biggest part of your old one had vanished into thin air.

‘How did you both cope financially during the time you were out of work?’

She shrugged. ‘Sam’s bonus helped buy that place, but we’d still been lumbered with a massive mortgage, even by London standards. Suddenly we were in a situation where his wages had been frozen, he wasn’t bringing home anything extra and I wasn’t bringing home anything at all. You can cut out the restaurants and the clothes and the weekends away, but you can’t do without your home. Defaulting on our mortgage was the thing that worried us the most.’

‘What about now?’

She frowned. ‘What do you mean?’

‘Can you pay the mortgage on your own?’

‘Sam didn’t take any money with him the day he disappeared, and he hasn’t taken any out since. So my rainy-day fund will last me another three or four months.’

‘And after that?’

A humourless smile. ‘Well, I guess I’ve just got to hope you find him.’

If she thought finding her husband would solve all their problems, she was going to be disappointed. If he’d gone for a reason, he’d purposefully removed himself from his marriage, his job and his life. There was no instant fix. If I found him, if he was even alive, things would never be the same as they were before.

I changed direction. ‘So, his commute was Gloucester Road to Westminster and then change to the Jubilee? Or did he get the DLR from Tower Hill?’

‘He changed at Westminster.’

‘The Circle or District?’

‘Circle.’

‘He never got the District?’

‘Rarely.’

‘Why?’

‘One of the reasons he left HSBC was because he didn’t really like the guys he was working with there. It wasn’t any massive conflict of interest, more that Sam just couldn’t take to them, and the way they worked. You know how you meet some people in life who, from minute one, you just know you aren’t going to see eye to eye with?’

I nodded.

‘That’s why he started looking for a way out of there, and that’s why he ended up moving to JPM to work with his friend from university.’ She looked at me, and could see the question in my face: Yeah, but why did he never get the District line? ‘Three of them lived in Wimbledon,’ she said.

‘So they used to get the District line.’

‘Right.’

‘But the chances of them bumping into each other must have been minimal.’

She shrugged. ‘Sam got into a routine with the Circle.’

‘Do you think these guys had anything to do with Sam’s disappearance?’

She shook her head: absolute certainty. ‘No. It wasn’t anything serious. They just rubbed each other up the wrong way and it started making Sam unhappy.’

I noted that down. ‘When did you report him missing?’

‘The evening of 16 December. He never came home, I couldn’t get him on his mobile, and his boss had left a message on our answerphone wondering where he was.’

‘He hadn’t turned up for work at all?’

‘No.’

‘You went to the police?’

‘Yes. They were pretty thorough: wanted to know about his friends, relatives, his medical history, his financial details. They came to look around the house too, and even took away his toothbrush to get a DNA sample. When I told them that he hadn’t turned up to work, the officer said he’d check the CCTV footage from the stations too.’

‘But he didn’t find anything?’

‘No. He called and said they were in the process of requisitioning the CCTV footage from the Tube. A couple of weeks passed and I heard nothing. So, I chased him up and he returned my call a few days later. He said they hadn’t found anything.’

‘At all?’

‘He said Sam didn’t get off the train again.’

‘And that didn’t bother him?’

There was a bleakness in her face. ‘I don’t know.’

‘What was the guy’s name?’

‘PC Westerley. Brian Westerley.’

They weren’t exactly bringing out the big guns for Sam’s disappearance, but then he wouldn’t have raised many flags at the Met: a man in his late twenties, good job, solid marriage, just about in the black, no history of mental illness. There wasn’t an obvious reason for him to go missing, which meant more manpower and more resources would be needed to find him. I’d seen the full force of the police emerge in the aftermath of a disappearance on another case, when a seventeen-year-old girl vanished into the ether. But she’d ticked three big boxes: white, female and a minor. Sam was different, his circumstances different. There was no media pressure and no headlines. The Met had palmed off his case on a PC, and it had been allowed to drift.

Despite that, there was still one massive question mark over this whole thing: how exactly did a man get on to a train and never get back off again? It might not have bothered Westerley enough to pursue it to its conclusion, but it bothered me.

‘I’ll call Westerley and see what he says.’

‘I hope he’s helpful.’

I doubt he will be. The last thing the police wanted was an outsider sniffing around

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