furniture, here and there a small table, art work tastefully exhibited, and a delightful vista through floor-to-ceiling windows.

The apartment complex was located at the edge of downtown Detroit. At one time, the heart of downtown had been several blocks to the north. But with the Ren Cen, Hart Plaza, and the City-County Building established close to the Detroit River, the city’s heart had shifted.

He had no reason to reflect on it, but Father Tully was now at the very place where, in 1701, Antoine de la Mothe Cadillac and companions got out of their canoes and set up camp at the “straits,” or in French, detroit.

The view from this apartment showcased Windsor, Canada-much industry, some housing, Assumption University, and the University of Windsor-Detroit’s Ste. Anne’s, the second-oldest parish church in the United States; and of course the dynamic river that connected-via Lake St. Clair and the St. Clair River-two of the Great Lakes: Huron and Erie.

In any case, Father Tully had little time to reflect on the topography. His host had just entered the room. Thomas A. Adams crossed directly to the priest.

Adams’s open-arms carriage was amplified by his welcoming smile. Abundant snow-white hair was styled to touch his ears and collar, then graded upward. His handsome face was, suntanned and heavily creased, giving it a leathery texture, highlighted by crinkly laugh lines. At several inches under six feet tall, he was about Father Tully’s height, though heavier. Noting Adams’s dinner jacket, the priest was again reminded that his own clerical clothing fit in anywhere, from a formal affair such as this, to the streets of the barrio.

Evidently, Adams had caught his guest’s fascination with the view. “Really something, isn’t it?” he said as he took the priest’s out-stretched hand.

“Beats anything I’ve seen in Dallas.”

Adams laughed heartily and patted the priest’s shoulder.

Several servants bustled about, setting out hors d’oeuvre trays, decanting wine, and performing last-minute cleaning chores on already spotless surfaces. All were liveried, as was the butler who had admitted Tully and his driver to the apartment.

“What would you like to drink, Father?” Adams’s gesture encompassed the array of wines as well as the credenza bearing a variety of spirits. “We’ve got just about everything.”

Tully gazed at the display. “Yes, you surely have. Maybe a little white wine.”

“Excellent.” Adams turned to a waiter who materialized at his elbow, bearing a small tray of filled wineglasses. Father Tully had been unaware of any servants bending an ear in their direction. One must have been assigned to anticipate their desires.

“Would you care to sit down?”

“Mind if we stand by the window? I can’t get enough of this view.”

“Of course. Good idea.” Adams led the way to a jutting corner that accentuated the vista. The rays of the sunset not only made the sky seem incandescent, but lent a magical mystique to the river.

The priest shifted and looked around the room.

“Is there something you want, Father?”

“Uh, not exactly; I was wondering about Mrs. Adams ….”

The lines on his host’s face sharpened. “There is no Mrs. Adams … at least not for about a year now.”

“I’m sorry.”

“A divorce. I got an annulment.”

Tully considered the statement. It wasn’t “She got an annulment,” or “We got an annulment.” Could Tom Adams secure an annulment all on his own? Wouldn’t his wife have to at least cooperate in the process? Wouldn’t some priest-priests-need to do all the considerable paperwork? What might the stated cause be for the div-uh, annulment? Was this part of a key to Adams’s character? He seemed so warm, so open, so congenial. Yet this was a happy occasion: what would the man be like if crossed?

Both men silently gazed out the window. At length, Tully placed his nearly empty glass on a nearby tray.

“Another one, Father?”

“No. Thank you. No more. I’d better stay alert. I’m going to make a presentation, remember: your award.” Tully indicated the slender carefully wrapped package in his left hand.

“Oh yes, of course. Harry …” Again a servant materialized at Adams’s elbow. “Take this package for Father Tully and bring it back just after all the guests arrive … at eight o’clock.” He turned to Tully. “I think it would be good to have the presentation before dinner and before the liquor has had its, effect.”

Tully handed the packet over.

Adams smiled wryly. “Mickey would not enjoy seeing me get this award.” Noting the priest’s puzzled expression, he added, “Mickey’s the ex. My works of charity were one of our principal bones of contention. Well,” he said with finality, “she made fun of them one too many times.

“But”-he broke into a genuine smile-“she’s not here. She’ll never again be a part of my life in any way whatever.

“Now, enough of that.”

Father Tully was impressed. When this guy cuts you, you’re dead.

They were silent again. The sunset was highlighting the city’s architecture.

“I was wondering,” the priest said finally, “it must be some kind of thrill to have a bank named after you.”

“That’s up for grabs,” Adams said. “Sort of, which came first, the chicken or the egg? In this case, which came first, the family name or a street sign?”

“Please?”

A waiter offered wine from a tray. Adams exchanged his empty glass for a filled one. Father Tully declined the offer.

Adams sipped. “You see, my father started this bank. Its first headquarters had an address on Adams Street in downtown Detroit. Dad probably would have named the bank after himself anyway. Adams Street was the clincher.” He shook his head. “Dad’s been gone these many years now.” Abruptly, he shrugged and lightened. “I’ve never seen any reason to change the name. Besides, having the bank ostensibly named after my family sort of defines my job-what I do.”

Lights were going on in businesses, apartments, and homes as the city prepared for nightfall. Father Tully turned from the window. “You know, I’ve never actually met a bank president. Would you be insulted if I ask what it is you do? I mean, the question that is guaranteed to drive most priests up the wall is, ‘What do you do all day, Father? I mean, after you say Mass?’ It shows that the questioner cannot imagine what could possibly occupy a priest after he slips from view at Mass. So, I don’t suppose you hit the links every day before or after making an appearance at your office.”

Adams chuckled. “Actually that’s not far from wrong.”

“It isn’t?”

“Instead of saying Mass, which I’m sorry I will never be able to do, I review loans. I have to approve a loan if it’s in the neighborhood of twenty-five thousand dollars and up for a business or one hundred thousand for a mortgage.”

“Wow!”

“No ‘wow’ necessary.” Adams emptied his wineglass. The ubiquitous waiter collected it immediately. Adams indicated he wanted no more.

“What you must remember, Father, is that we’re a small bank. Compared with say, Comerica, very small indeed. While I’m checking on a hundred thousand, the big guys are looking at about five million.

“But that’s not my main concern. My job, ‘after Mass,’ if you will, is to be visible.

“I knock on doors. Call on the local Firestone dealer. I’m looking for a moderate investment in my bank. I call on as many of the merchants in town as possible. I join the Chamber of Commerce. Lots of civic stuff. I manage to get in the Bloomfield Hills Country Club so I can meet the movers and shakers of our town-to get relatively small accounts.

“I am visible, friendly. I speak before the League of Women Voters. I’m a member of the Lions Club. I do lots of business on the golf course-”

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