271 “The change in rating agency posture”: Alistair Barr,“Treasury, Fed Reportedly Helping as Deal Sought by This Weekend,” MarketWatch.com, September 11, 2008.

271 “He is as feisty as ever”: Louise Story, “Tough Fight for Chief at Lehman,” New York Times, September 11, 2008.

272 buy Chicago’s LaSalle Bank from ABN: “ABN AMRO Shareholders Vote in Favor of Sale, Breakup,” Dow Jones, April 26, 2007.

273 It is with deep regret: Letter obtained by author.

274 had just gotten off the phone with Geithner: The Wall Street Journal reported that Willumstad made his first call to Geithner on Thursday, but they didn’t actually speak on the phone until Friday morning. Author’s subsequent reporting places the phone conversation on Thursday morning. See Monica Langley, Deborah Solomon, and Matthew Karnitschnig, “Bad Bets and Cash Crunch Pushed Ailing AIG to Brink,” Wall Street Journal, September 18, 2008.

275 If the agency cut AIG’s credit rating by even one notch, it could trigger a collateral call of $10.5 billion: Greg Farrell, Aline van Duyn, and Nicole Bullock, “S&P in Warning after AIG Shares Plunge,” Financial Times, September 12, 2008.

274 The cost to insure the debt of AIG: Lilla Zuill, “AIG Woes Knock Its Market Value Below Peers,” Reuters, September 11, 2008.

274 Hank Greenberg, being deposed that day: In the midst of settling a Delaware shareholder suit for $115 million, Greenberg began his deposition with Andrew Cuomo for a civil fraud lawsuit, which would stretch over the next several days. Amir Efrati, “Greenberg Settles AIG Shareholder Case,” Wall Street Journal, September 12, 2008.

274 “What the hell are you people waiting for?”: James Bandler, “Hank ’s Last Stand,” Fortune, October 7, 2008.

275 If the agency cut AIG’s credit rating: Mary Williams Walsh and Jonathan D. Glater, “Investors Turn Gaze to A.I.G.,” New York Times, September 12, 2008

276 Texaco trucks and Eastern Airlines jets: Stephen Labaton, “Bankruptcy Bar: Never So Solvent,” New York Times, April 1, 1990.

276 he billed clients nearly $1,000 an hour: Jonathan D. Glater, “The Man Who Is Unwinding Lehman Brothers,” New York Times, December 14, 2008.

276 He had grown up in the Gravesend neighborhood of Brooklyn: Ibid.; Labaton, “Bankruptcy Bar,” New York Times.

277 “Bankruptcy,” he once said, “ is like dancing”: Ibid.

284 “Fuld is a friend. Try to help, but don’t bail Lehman out”: Paulson, On the Brink, 181.

286 “With a beleaguered Lehman”: Jessica Papini, “Possible Govt Backstop for Lehman Buy Has Two Prior Models,” Dow Jones, September 11, 2008.

287 “Federal officials currently”: Efrati, “Greenberg Settles,” Wall Street Journal.

287 “But while the Treasury Department”: Walsh and Glater, “Investors Turn Gaze to A.I.G.,” New York Times.

287 “At least in the Bear case”: “Lehman’s Fate,” Wall Street Journal, September 12, 2008.

288 “Source: There will be no government money”: Steve Liesman to David Faber, Faber Report, CNBC, September 12, 2008.

290 “Lehman is going down”: Susanne Craig, Jeffrey McCracken, Aaron Lucchetti, and Kate Kelly, “The Weekend that Wall Street Died,” Wall Street Journal, December 29, 2008.

290 “We’re not Lehman”: Ibid.

291 “concerns about AIG’s ability to shed”: “AIG Shares Fall 20 Percent On Mortgage Woes,” Reuters, September 12, 2008.

CHAPTER FOURTEEN

299 he had given her some $4,600 in donations: On February 21, 2007, Lloyd Blankfein made two contributions, of $2,300 each, to Hillary Clinton’s Presidential Campaign. See http://www.opensecrets.org.

300 after testifying at a hearing for the Committee on Energy and Natural Resources: “Summit to Consider How to Achieve a More Secure, Reliable, Sustainable, and Affordable Energy Future for the American People.” Friday, September 12, 2008.

302 BofA shares closed that day at $33.74: Bank of America rose $.68 or 2.1 percent, to $33.74 on Friday, September 12, 2008. “Finance Companies Shares Mixed at the Close of Trading,” Associated Press, September 12, 2008.

303 “a quality which, for lack of a better word, I can best describe as epic.” Christopher Gray, “Mix of Limestone and Sandstone, in Florentine Style,” New York Times, November 11, 2001.

303 a three-level vault: www.newyorkfed.org.

303 Emergency meeting at NY Fed: Evan Thomas and Michael Hirsh, “Paulson’s Complaint,” Newsweek, May 16, 2009.

305 “He is in denial,” Paulson continued: Author obtained notes from the emergency meeting at the New York Federal Reserve.

305 “There is no political will for a federal bailout”: Deborah Solomon, Dennis K. Berman, Susanne Craig, and Carrick Mollenkamp, “Ultimatum by Paulson Sparked Frantic End,” Wall Street Journal,

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