understand directly.'

'Tell me, Harry, who first thought of this way?'

'Vimpany, of course. Oh! give him the credit where real cleverness is concerned. Vimpany suggested the thing. He found me well-nigh as desperately hard up as he is himself. He suggested it. At first, I confess, I did not like it. I refused to listen to any more talk about it. But, you see, when one meets destitution face to face, one will do anything—everything. Besides, as I will show you, this is not really a fraud. It is only an anticipation of a few years. However, there was another reason.'

'Was it to find the money to meet the promissory note?'

'My dear, you may forget—you may resolve never to throw the thing in my teeth; but my love for you will never suffer me to forget that I have lost your little fortune in a doubtful speculation. It is all gone, never to be recovered again; and this after I had sworn never to touch a farthing of it. Iris!'—he started to his feet and walked about the room as one who is agitated by emotion—'Iris! I could face imprisonment for debt, I could submit to pecuniary ruin, for that matter; the loss of money would not cause me the least trouble, but I cannot endure to have ruined you.'

'Oh! Harry, as if I mind. Everything that I have is yours. When I gave you myself I gave all. Take—use—lose it all. As you think, I should never feel reproach, far less utter a word of blame. Dearest Harry, if that is all—'

'No; it is the knowledge that you will not even feel reproach that is my constant accuser. At my death you will get all back again. But I am not old; I may live for many, many years to come. How can I wait for my own death when I can repair this wickedness by a single stroke?'

'But by another wickedness—and worse.'

'No—not another crime. Remember that this money is mine. It will come to my heirs some day, as surely as to-morrow's sun will rise. Sooner or later it will be mine; I will make it sooner, that is all. The Insurance Company will lose nothing but the paltry interest for the remainder of my life. My dear, if it is disgraceful to do this I will endure disgrace. It is easier to bear that than constant self-reproach which I feel when I think of you and the losses I have inflicted upon you.'

Again he folded her in his arms; he knelt before her; he wept over her. Carried out of herself by this passion, Iris made no more resistance.

'Is it—is it,' she asked timidly, 'too late to draw back?'

'It is too late,' he replied, thinking of the dead man below. 'It is too late. All is completed.'

'My poor Harry! What shall we do? How shall we live? How shall we contrive never to be found out?'

She would not leave him, then. She accepted the situation. He was amazed at the readiness with which she fell; but he did not understand how she was ready to cling to him, for better for worse, through worse evils than this; nor could he understand how things formerly impossible to her had been rendered possible by the subtle deterioration of the moral nature, when a woman of lofty mind at the beginning loves and is united to a man of lower nature and coarser fibre than herself. Only a few months before, Iris would have swept aside these sophistrics with swift and resolute hand. Now she accepted them.

'You have fallen into the doctor's hands, dear,' she said. 'Pray Heaven it brings us not into worse evils! What can I say? it is through love of your wife—through love of your wife—oh! husband!' she threw herself into his arms, and forgave everything and accepted everything. Henceforth she would be—though this she knew not—the willing instrument of the two conspirators.

CHAPTER LIV

ANOTHER STEP

'I HAVE left this terrible thing about once too often already,' and Lord Harry took it from the table. 'Let me put it in a place of safety.'

He unlocked a drawer and opened it. 'I will put it here,' he said. 'Why'—as if suddenly recollecting something —'here is my will. I shall be leaving that about on the table next. Iris, my dear, I have left everything to you. All will be yours.' He took out the document. 'Keep it for me, Iris. It is yours. You may as well have it now, and then I know, in your careful hands, it will be quite safe. Not only is everything left to you, but you are the sole executrix.'

Iris took the will without a word. She understood, now, what it meant. If she was the sole executrix she would have to act. If everything was left to her she would have to receive the money. Thus, at a single step, she became not only cognisant of the conspiracy, but the chief agent and instrument to carry it out.

This done, her husband had only to tell her what had to be done at once, in consequence of her premature arrival. He had planned, he told her, not to send for her—not to let her know or suspect anything of the truth until the money had been paid to the widow by the Insurance Company. As things had turned out, it would be best for both of them to leave Passy at once—that very evening—before her arrival was known by anybody, and to let Vimpany carry out the rest of the business. He was quite to be trusted—he would do everything that was wanted. 'Already,' he said, 'the Office will have received from the doctor a notification of my death. Yesterday evening he wrote to everybody—to my brother—confound him!—and to the family solicitor. Every moment that I stay here increases the danger of my being seen and recognised—after the Office has been informed that I am dead.'

'Where are we to go?'

'I have thought of that. There is a little quiet town in Belgium where no English people ever come at all. We will go there, then we will take another name; we will be buried to the outer world, and will live, for the rest of our lives, for ourselves alone. Do you agree?'

'I will do, Harry, whatever you think best.'

'It will be for a time only. When all is ready, you will have to step to the front—the will in your hand to be proved—to receive what is due to you as the widow of Lord Harry Norland. You will go back to Belgium, after awhile, so as to disarm suspicion, to become once more the wife of William Linville.'

Iris sighed heavily, Then she caught her husband's eyes gathering with doubt, and she smiled again.

'In everything, Harry,' she said, 'I am your servant. When shall we start?'

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