fellow, if you like. We all know where he started from and where he got to; but nobody knows what he means to do.” He became thoughtful for a moment and added as if speaking to himself, “I wonder what his game is.”
And, you know, there was no game, no game of any sort, or shape or kind. It came out plainly at the trial. As I’ve told you before, he was a clerk in a bank, like thousands of others. He got that berth as a second start in life and there he stuck again, giving perfect satisfaction. Then one day as though a supernatural voice had whispered into his ear or some invisible fly had stung him, he put on his hat, went out into the street and began advertising. That’s absolutely all that there was to it. He caught in the street the word of the time and harnessed it to his preposterous chariot.
One remembers his first modest advertisements headed with the magic word Thrift, Thrift, Thrift, thrice repeated; promising ten per cent, on all deposits and giving the address of the Thrift and Independence Aid Association in Vauxhall Bridge Road. Apparently nothing more was necessary. He didn’t even explain what he meant to do with the money he asked the public to pour into his lap. Of course he meant to lend it out at high rates of interest. He did so—but he did it without system, plan, foresight or judgment. And as he frittered away the sums that flowed in, he advertised for more—and got it. During a period of general business prosperity he set up The Orb Bank and The Sceptre Trust, simply, it seems for advertising purposes. They were mere names. He was totally unable to organise anything, to promote any sort of enterprise if it were only for the purpose of juggling with the shares. At that time he could have had for the asking any number of Dukes, retired Generals, active M.P.’s, ex- ambassadors and so on as Directors to sit at the wildest boards of his invention. But he never tried. He had no real imagination. All he could do was to publish more advertisements and open more branch offices of the Thrift and Independence, of The Orb, of The Sceptre, for the receipt of deposits; first in this town, then in that town, north and south—everywhere where he could find suitable premises at a moderate rent. For this was the great characteristic of the management. Modesty, moderation, simplicity. Neither The Orb nor The Sceptre nor yet their parent the Thrift and Independence had built for themselves the usual palaces. For this abstention they were praised in silly public prints as illustrating in their management the principle of Thrift for which they were founded. The fact is that de Barral simply didn’t think of it. Of course he had soon moved from Vauxhall Bridge Road. He knew enough for that. What he got hold of next was an old; enormous, rat-infested brick house in a small street off the Strand. Strangers were taken in front of the meanest possible, begrimed, yellowy, flat brick wall, with two rows of unadorned window-holes one above the other, and were exhorted with bated breath to behold and admire the simplicity of the head-quarters of the great financial force of the day. The word thrift perched right up on the roof in giant gilt letters, and two enormous shield-like brass-plates curved round the corners on each side of the doorway were the only shining spots in de Barral’s business outfit. Nobody knew what operations were carried on inside except this—that if you walked in and tendered your money over the counter it would be calmly taken from you by somebody who would give you a printed receipt. That and no more. It appears that such knowledge is irresistible. People went in and tendered; and once it was taken from their hands their money was more irretrievably gone from them than if they had thrown it into the sea. This then, and nothing else was being carried on in there...
“Come, Marlow,” I said, “you exaggerate surely—if only by your way of putting things. It’s too startling.”
“I exaggerate!” he defended himself. “My way of putting things! My dear fellow I have merely stripped the rags of business verbiage and financial jargon off my statements. And you are startled! I am giving you the naked truth. It’s true too that nothing lays itself open to the charge of exaggeration more than the language of naked truth. What comes with a shock is admitted with difficulty. But what will you say to the end of his career?”
It was of course sensational and tolerably sudden. It began with the Orb Deposit Bank. Under the name of that institution de Barral with the frantic obstinacy of an unimaginative man had been financing an Indian prince who was prosecuting a claim for immense sums of money against the government. It was an enormous number of scores of lakhs—a miserable remnant of his ancestors’ treasures—that sort of thing. And it was all authentic enough. There was a real prince; and the claim too was sufficiently real—only unfortunately it was not a valid claim. So the prince lost his case on the last appeal and the beginning of de Barral’s end became manifest to the public in the shape of a half-sheet of note paper watered by the four corners on the closed door of The Orb offices notifying that payment was stopped at that establishment.
Its consort The Sceptre collapsed within the week. I won’t say in American parlance that suddenly the bottom fell out of the whole of de Barral concerns. There never had been any bottom to it. It was like the cask of Danaides into which the public had been pleased to pour its deposits. That they were gone was clear; and the bankruptcy proceedings which followed were like a sinister farce, bursts of laughter in a setting of mute anguish—that of the depositors; hundreds of thousands of them. The laughter was irresistible; the accompaniment of the bankrupt’s public examination.
I don’t know if it was from utter lack of all imagination or from the possession in undue proportion of a particular kind of it, or from both—and the three alternatives are possible—but it was discovered that this man who had been raised to such a height by the credulity of the public was himself more gullible than any of his depositors. He had been the prey of all sorts of swindlers, adventurers, visionaries and even lunatics. Wrapping himself up in deep and imbecile secrecy he had gone in for the most fantastic schemes: a harbour and docks on the coast of Patagonia, quarries in Labrador—such like speculations. Fisheries to feed a canning Factory on the banks of the Amazon was one of them. A principality to be bought in Madagascar was another. As the grotesque details of these incredible transactions came out one by one ripples of laughter ran over the closely packed court—each one a little louder than the other. The audience ended by fairly roaring under the cumulative effect of absurdity. The Registrar laughed, the barristers laughed, the reporters laughed, the serried ranks of the miserable depositors watching anxiously every word, laughed like one man. They laughed hysterically—the poor wretches—on the verge of tears.
There was only one person who remained unmoved. It was de Barral himself. He preserved his serene, gentle, expression, I am told (for I have not witnessed those scenes myself), and looked around at the people with an air of placid sufficiency which was the first hint to the world of the man’s overweening, immeasurable conceit, hidden hitherto under a diffident manner. It could be seen too in his dogged assertion that if he had been given enough time and a lot more money everything would have come right. And there were some people (yes, amongst his very victims) who more than half believed him, even after the criminal prosecution which soon followed. When placed in the dock he lost his steadiness as if some sustaining illusion had gone to pieces within him suddenly. He ceased to be himself in manner completely, and even in disposition, in so far that his faded neutral eyes matching his discoloured hair so well, were discovered then to be capable of expressing a sort of underhand hate. He was at first defiant, then insolent, then broke down and burst into tears; but it might have been from rage. Then he calmed down, returned to his soft manner of speech and to that unassuming quiet bearing which had been usual with him even in his greatest days. But it seemed as though in this moment of change he had at last perceived what a power he had been; for he remarked to one of the prosecuting counsel who had assumed a lofty moral tone in questioning him, that—yes, he had gambled—he liked cards. But that only a year ago a host of smart people would have been only too pleased to take a hand at cards with him. Yes—he went on—some of the very people who were there accommodated with seats on the bench; and turning upon the counsel, “You yourself as well,” he cried. He could have had half the town at his rooms to fawn upon him if he had cared for that sort of thing. “Why, now I think of it, it took me most of my time to keep people, just of your sort, off me,” he ended with a good humoured—quite unobtrusive, contempt, as though the fact had dawned upon him for the first time.
This was the moment, the only moment, when he had perhaps all the audience in Court with him, in a hush of dreary silence. And then the dreary proceedings were resumed. For all the outside excitement it was the most dreary of all celebrated trials. The bankruptcy proceedings had exhausted all the laughter there was in it. Only the fact of wide-spread ruin remained; and the resentment of a mass of people for having been fooled by means too simple to save their self-respect from a deep wound which the cleverness of a consummate scoundrel would not
