“That would actually be a relief, if you’re right,” said Lilly.

“You should operate on the assumption that you can’t believe a thing he says,” Andie said.

“But that’s not exactly right, either,” said Lilly. “Apart from the lovesick stuff, just about everything he’s told me has been right on the money.”

“Like what?” asked Andie.

“He told me that it was Robledo who opened the numbered account at BOS/Singapore. That was true, whether the bank will admit it or not. He told me Patrick was really Tony Mandretti’s son. That was true. He told me-”

She stopped, which brought Andie and me to the edge of our seats.

“He told you what?” asked Andie, pressing. “I want to know everything he’s told you.”

“And he promised to kill me if I tell anyone.”

“That’s not a threat to be taken lightly, given the intelligence that’s been gathered on him. I can see what a toll this is taking on you, emotionally and physically. If you work with me, we can bring this nightmare to an end.”

Lilly glanced at Andie, then at me.

“What do you say, Lilly?” asked Andie.

“First, I need to talk to Patrick,” she said, “alone.”

39

L illy and I felt a blast of the cold winter night as Andie opened the door and left the Tearrific cafe. I watched through the plate glass window, and my gaze followed her across narrow Mott Street. She disappeared into the darkness, but I noticed the lighted red awning above the Fong Inn, which in bold white letters advertised P UTO and H OT T AO. Puto is a steamed rice cake, but under my rough understanding of Spanish slang and Chinese menus, linking it with “hot tao” created the literal multilingual equivalent of “way-hot male prostitute.” Talk about lost in translation.

“What are you looking at?” asked Lilly.

I didn’t even attempt an explanation. “Nothing,” I said. “What did you want to tell me?”

Lilly sat up straight, preparing her words. “You heard me tell Agent Henning that my source claims to be protecting me, but it goes further than that.”

“You mean all the lovesick remarks he makes?”

“No, not that. I think Henning’s take on that is probably right: he’s playing to a profile stereotype just to confuse me. What I mean is that he’s not just protecting me: he blames you-wants to blame you for everything that happened at the bank. And he cautions me to keep my distance from you so that the blame doesn’t spill over to me.”

“Strange as that sounds, the notion of putting distance between us actually jibes with the warning I got in the park. The guy who attacked me told me to stay away from you.”

“Basically he thinks that I got used. First by Gerry Collins. Then by you.”

It was awkward to be among the “users,” but it suddenly turned into one of those “lightbulb” moments. “Your source leaked the Treasury memo,” I said, energized by the realization.

“What?”

“Robledo had to have gotten that memo from someone in Treasury. Your source is a former government agent. He leaked the Treasury memo, and Robledo showed it to you. Your source is the one who put you on Robledo’s radar.”

“But if he’s the one who put me in danger, why would he be protecting me?”

“He’s got your back,” I said, as things suddenly came clear to me.

“What does that mean?”

“My bet is that he leaked the Treasury memo for some other purpose-to hurt somebody else. Putting you in danger wasn’t his intention. Protecting you is what he’s all about right now.”

“I don’t know.”

“Think about it. Clearly, he doesn’t believe the statement in the memo about your being the best lead on the Cushman money. He called Collins a user. Now your source thinks I know where the money is, and he says I’m using you to get there. In his eyes, I’m as bad as Gerry Collins.”

“I still don’t see how that adds up to his having my back.”

“He was an undercover agent who ended up shot. He got used on the front end of Operation BAQ, just like you did. He’s out to punish everyone who was behind Operation BAQ-the users. Leaking the Treasury memo was part of a bigger agenda. Putting you in danger wasn’t. Collins got his punishment. He’s here to make sure I get mine. He wants to make sure you don’t get used in the process. He’s not in love with you. He’s got your back.”

I could almost see her head spinning. “Give me that again,” she said. “You’re saying Collins was part of Operation BAQ?”

“That’s exactly what I’m saying.”

Her expression soured. “I knew Gerry. He was definitely not an FBI agent.”

“Of course not. He was a scumbag who fed billions of dollars to the biggest Ponzi scheme in history. I can easily see a situation where someone in the FBI or Treasury came to him and gave him the option of going to jail for the rest of his life or playing along with Operation BAQ-whatever it is.”

Lilly was suddenly with me. “That would be just like Gerry. Cut a deal, save himself.”

“Save himself in spades. I’m betting that the federal agent assigned to handle Collins was told to take the bullet himself before he let Collins go down-before he let Operation BAQ fail. Collins bought himself a human shield. And now that shield is a rogue agent who thinks that he got used by his own government, who thinks that I’m using you.”

Lilly’s expression went cold, but it wasn’t because she disagreed with me. “That’s why he said it’s up to me and him to decide…”

“Decide what?”

“Whether you live or die.”

“He actually used those words?”

Lilly nodded. She reached across the table and held my hand. “What are we going to do?”

I withdrew my hand and poured more tea. “Stay right here,” I said, “until I’m damn sure you’ve decided I should live.”

“You’re kidding, right?”

I breathed in the steam from my tea, catching her eye over the brim of my cup. “When did he tell you this?”

“Yesterday afternoon, when he listed all the lies you’d told me.”

“Alleged lies,” I said.

“Lies,” she said.

“Okay, lies. But, shit, Lilly. The guy says it’s up to you to decide if I live or die, and you’re telling me now?”

“It’s sounds horrible when you say it that way, but even as mad and hurt as I was, I literally was dialing your number when Barber pulled up in his limo and told me to get into the car. I was really scared, and in no position to call you. An hour later you were in his office, and he was telling us to look through each other’s files for the smoking gun. I don’t have to tell you everything that’s happened since then. It’s been crazy, and I’m sorry it’s taken us this long to have this conversation, but…”

“But what?”

“Up until we had this last conversation with Andie Henning, you were the only person sitting at this table who had an FBI agent looking out for you.”

“I’ve been trying to make that happen,” I said.

“I’ve been trying, too, damn it. But it’s been just me .”

I could see it in her eyes, hear it in her voice: she really had been trying. And she’d raised a valid point. I had

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