the setback,' he went on. 'You had expensive tastes, and you expected him to go on being a good fellow and a sporty gent. But that looked easy. There was always money in the geegees, with Kaskin's expert assistance. So he thought. Only something went haywire. The certainties didn't win. But the next one would always get it back. Verdean began to plunge. He got wilder and wilder as he lost more and more. And he couldn't stop. He was infatuated with you, scared stiff of losing you. He lost more money than he had of his own. He started embezzling a little, maybe. Anyway, he was in the cart. He owed more money than he could hope to pay. Then Kaskin and Dolf started to get tough. They told him how he could pay off his debt, and make a profit as well. There was plenty of money in the bank every week, and it would be very easy to stage a holdup and get away with it if he was co-operating. Kaskin and Dolf would do the job and take all the risk, and all he had to do was to give them the layout and make everything easy for them. He'd never be suspected himself, and he'd get his cut afterwards. But if he didn't string along—well, someone might have to tell the head office about him. Verdean knew well enough what happens to bank managers who get into debt, particularly over gambling. He could either play ball or go down the drain. So he said he'd play ball. Am I right ?'

'So far. But I hope you aren't going to stop before the important part.'

'All right. Verdean thought some more—by himself. He was sunk, anyhow. He had to rob the bank if he was going to save his own skin. So why shouldn't he keep all the boodle for himself? . . . That's just what he decided to do. The branch is a small one, and nobody would have thought of questioning anything he did. It was easy for him to pack a load of dough into a small valise and take it out with him when he went home to lunch—just before the holdup was timed to take place. Nobody would have thought of asking him what he had in his bag; and as for the money, well, of course the holdup men would be blamed for getting away with it. But he didn't want Judd and Morrie on his tail, so he tipped off the police anonymously, meaning for them to be caught, and feeling pretty sure that nobody would believe any accusations they made about him—or at least not until he had plenty of time to hide it. ... There were still a few holes in the idea, but he was too desperate to worry about them. His real tragedy was when Kaskin and Dolf didn't get caught after all, and came after him to ask questions. And naturally that's when we all started to get together.'

'And then?'

The Saint raised his head and looked at her again.

'Maybe I'm very dense,' he said apologetically, 'but isn't that enough ?'

'It's almost uncanny. But there's still the most important thing.'

'What would that be?'

'Did you find out what happened to the money ?'

The Saint was silent for a moment. He elongated his legs still farther, so that they stretched out over the carpet like a pier; his recumbent body looked as if it were composing itself for sleep. But the eyes that he bent on her were bright and amused and very cheerfully awake.

She said: 'What are you grinning about?'

'I'd just been wondering when it was coming, darling,' he murmured. 'I know that my dazzling beauty brings admiring sightseers from all quarters like moths to a candle, but they usually want something else as well. And it's been very nice to see you and have this little chat, but I was always afraid you were hoping to get something out of it. So this is what it is. Morrie and Judd sent you along to get an answer to that question, so they'd know whether it was safe to bump me off or not. If Verdean is still keeping his mouth shut, they can go ahead and fix me a funeral; but if I've found out where it is I may have even moved it somewhere else by now, and it would be awkward to have me buried before I could tell them where I'd moved it to. Is that all that's worrying you?'

'Not altogether,' she said, without hesitation. 'They didn't have to send me for that. I talked them into letting me come because I told them you'd probably talk to me for longer than you'd talk to them and anyhow you wouldn't be so likely to punch me on the nose. But I really did it because I wanted to see you myself.'

The flicker that passed over Simon's face was almost imperceptible.

'I hope it's been worth it,' he said flippantly; but he was watching her with a coolly reserved alertness.

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