well-fitted kitchen. Nothing to my eye appeared out of place, but of course it wouldn’t.

“Have you searched everywhere?” I asked.

“Not a proper forensic search,” he said. “We haven’t taken the floorboards up or knocked holes in the walls, that sort of thing. But we had a reasonable look round to see if there was anything that could assist us in determining why he was killed. Mr. Kovak was a victim of the crime, not the perpetrator.”

“How did you get in?” I asked as we went back along the hallway. “The front door doesn’t seem to have been forced.”

“The key was in Mr. Kovak’s trouser pocket.”

I thought again about Herb lying silent and cold in some morgue refrigerator.

“How about his funeral?” I asked.

“What about it?” he said.

“I suppose it’s my job to organize it.”

“Not before the Coroner has released the body,” he said.

“And when will that be?” I asked.

“Not just yet,” he replied. “He hasn’t been formally identified.”

“But I told you who he was.”

“Yes, sir,” he said with irony, “I know that. And we are pretty certain we know who he is because you told us, but you are not his next of kin and, to be fair, you have only known him for five years. He could have told you that he was Herbert Kovak while not actually being so.”

“You’re showing that suspicious mind of yours again, Chief Inspector.”

He smiled. “We are still trying to trace his next of kin, but so far without success.”

“I know he lived in New York just before he came to England,” I said. “But he was brought up in Kentucky. In Louisville. At least that is what he said.”

Did I now doubt it?

“Yes,” said the chief inspector. “We have been in touch with our counterparts in New York and Louisville, but so far they have been unable to contact any members of his family. It would appear that his parents are deceased.”

“Can you give me any idea of when a funeral can be held?”

“Not at present,” he said. “I imagine it won’t be for a few weeks at least. Maybe his remains will need to be sent back to the United States.”

“Don’t I decide that, as the executor of his will?” I asked.

“Maybe,” he said. “Depends on the formal identification. But I’ll leave that up to the Coroner. In the meantime, if you think of anything else that might help us with our inquiries please call me.” He dug in his inside pocket for a card. “Use the mobile number. It’s usually on all the time, and you can leave a message if it’s not.”

I put the card in my wallet and Chief Inspector Tomlinson collected the box of possible evidence.

“Can I offer you a lift home?” he asked.

“No thank you. I think I’ll have a look round here first. I can catch the bus.”

“Don’t overdo it with that toe,” he said. “That’s what I did with mine, and it took weeks to get right.”

“I’ll be careful,” I said with an inward smile. I would, in fact, be going in to the office and not home when I left here. “Now, how do I lock up?”

“Ah yes,” he replied, digging into his coat pocket. “I had another key cut. We would like to hang on to one for the time being just in case we need to pop back to look through his things further.”

“Right,” I said, taking the offered key. “Are you based down here, then? I thought you were Merseyside Police.”

“I am,” he replied. “But I’m working on this case out of Paddington Green all this week. I will be going home on Friday.”

“And you’ll let me know when I can start making funeral arrangements?”

“The Liverpool Coroner will be in contact with you in due course,” he said rather unhelpfully, and then he departed, carrying his box of potential treasures under his arm.

I sat for a while at Herb’s desk, looking again at the credit card statements.

There were between twenty and thirty Internet gambling or online casino websites on each statement. Half of them I didn’t recognize, but their names showed what they were. One was called www.oddsandevens.net and another www.gamblehere.com. It didn’t take a genius to work it out.

Not every statement had all the same sites, but some were on all of them, and all appeared at least half a dozen times. I started adding up. In total there were twenty-two different credit cards and five hundred and twelve different entries on the statements. The total owed was ninety-four thousand six hundred and twenty-six pounds and fifty-two pence.

Some of the entries on all of the statements were credits, but overall the average loss per entry was a fraction under one hundred and eighty-five pounds. I checked the actual amounts against those on the handwritten lists but, as the chief inspector had said, not one of them matched.

It wasn’t so much the amount of money that amazed me, even though it did, it was the number of different entries. Again I wondered how Herb had had the time to play or gamble online with five hundred and twelve different log-ins. I did some more mental arithmetic. Without work, eating or sleeping and spending every moment of the day for a whole month at the computer would have given him just an hour and a half on each account. It was impossible.

I stood up and went into the kitchen.

My mother always maintained that one could learn most about a person by looking in their fridge. Not with Herb. His fridge was starkly empty, with just a plastic carton of skim milk and a halffull tub of low-fat spread. His cupboards were almost equally bare, with a couple of boxes of breakfast cereal and half a loaf bread gone stale. On the worktop were ajar of instant coffee and two round tins with TEA and SUGAR printed on the outside and with some tea bags and granulated sugar on the inside.

I filled the electric kettle and made myself a cup of coffee. I took it back to the desk in the living room and went on studying the credit card statements.

I spotted that there was something else slightly odd about them.

They didn’t all have the same name or the same address at the top.

Some of them had this flat’s address and others the Lyall & Black office’s address in Lombard Street. Nothing too unusual about that. But the names on them also varied. Not very much, but enough for me to notice.

I looked through them again, carefully making two piles on the desk, one for each address.

There were eleven statements in each pile and eleven slight variations in Herb’s name: Herb Kovak, Mr. Herb E. Kovak, Herbert Kovak Esq., Mr. H. Kovak, Herbert E. Kovak, Mr. H. E. Kovak, H. E. Kovak Jr., H. Edward Kovak, Bert Kovak Jr., Herbert Edward Kovak and Mr. Bert E. Kovak.

No two statements had the same name and address.

Now, why did I think that was suspicious?

I heard the key turn in the door and thought that DCI Tomlinson must have forgotten something. I was wrong.

I went out into the hallway to find an attractive blond-haired young woman struggling through the front door with an enormous suitcase. She saw me and stopped.

“Who the hell are you?” she demanded in a Southern American accent.

I’d been about to ask her the same thing.

“Nicholas Foxton,” I said. “And you?”

“Sherri Kovak,” she said. “And where’s my damn brother?”

There was no easy way to tell Sherri that her brother was dead, but it was the nature of his death she found most distressing.

She sat in the big armchair and wept profusely while I made her a cup of hot sweet tea.

In between her bouts of near hysteria, I discovered that she had arrived early that morning on an overnight

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