like a stopper. I had my two hands around her pelvis, pulling and pushing her at will. «Do it, do it,» she begged, «or I'll go mad!» That got me. I began to work on her like a plunger, in and out full length without a let-up, she going Oh—Ah, Oh —Ah! and then bango! I went off like a whale.

We brushed ourselves off and started back towards the house once again. At the corner she stopped dead in her tracks and, turning round to face me squarely, she said with a smile that was almost ugly— «And now forthe dirt!»

I looked at her in amazement. «What do you mean? What are you talking about?»

«I mean,» she said, never relinquishing that strange grimace, «that I need fifty dollars. I must have it tomorrow. I must. I must.... Now do you see why I didn't want you to take me home?»

«Why did you hesitate to ask me for it? Don't you think I can raise fifty dollars if you need it badly?»

«But I need it at once. Can you get a sum like that by noon? Don't ask me what it's for—it's urgent, very urgent. Do you think you can do it? Will you promise?»

«Why of course I can,» I answered, wondering as I said so where in hell I would get it in such quick time.

«You're wonderful,» she said, seizing my two hands and squeezing them warmly. «I do hate to ask you. I know you have no money. I'm always asking for money—that seems to be all I can do—get money for others. I hate it, but there's nothing else to do. You trust me, don't you? I'll give it back to you in a week.»

«Don't talk that way, Mara. I don't want it back. If you're in need I want you to tell me. I may be poor but I can raise money too now and then. I wish I could do more. I wish I could take you out of that damned place—I don't like seeing you there.»

«Don't talk about that now, please. Go home and get some sleep. Meet me at twelve-thirty to-morrow in front of the drug store at Times Square. That's where we met before, you remember? God, I didn't know then how much you would mean to me. I took you for a millionaire. You won't disappoint me to-morrow—you're sure?»»

«I'm sure, Mara.»

Money always has to be raised in jig time and paid back at regular stipulated intervals, either by promises or in cash. I think I could raise a million dollars if I were given enough time, and by that I don't mean sidereal time but the ordinary clock time of days, months, years. To raise money quickly, however, even carfare, is the most difficult task one can set me. From the time I left school I have begged and borrowed almost continuously. I've often spent a whole day trying to raise a dime; at other times I've had fat bills thrust into my hand without even opening my mouth. I don't know any more about the art of borrowing now than I did when I started. I know there are certain people whom you must never, not under any circumstances, ask for help. There are others again who will refuse you ninety-nine times and yield on the hundredth, and perhaps never again refuse you. There are some whom you reserve for the real emergency, knowing that you can rely on them, and when the emergency comes and you go to them you are cruelly deceived.. There isn't a soul on earth who can be relied on absolutely. For a quick, generous touch the man you met only recently, the one who scarcely knows you, is usually a pretty safe bet. Old friends are the worst: they are heartless and incorrigible. Women, too, as a rule, are usually callous and indifferent. Now and then you think of some one you know would come across, if you persisted, but the thought of the prying and prodding is so disagreeable that you wipe him out of your mind. The old are often, like that, probably because of bitter experience .

To borrow successfully one has to be a monomaniac on the subject, as with everything else. If you can give yourself up to it, as with Yoga exercises, that is to say, whole-heartedly, without squeamish-ness or reservations of any kind, you can live your whole life without earning an honest penny. Naturally the price is too great. In a pinch the best single quality is desperation. The best course is the unusual one. It is easier, for example, to borrow from one who is your inferior than from an equal or from one who is above you. It's also very important to be willing to compromise yourself, not to speak of lowering yourself, which is a sine quanon. The man who borrows is always a culprit, always a potential thief. Nobody ever gets back what he lent, even if the sum is paid with interest. The man who exacts his pound of flesh is always short-changed, even if by nothing more than rancor or hatred. Borrowing is a positive thing, lending negative. To be a borrower may be uncomfortable, but it is also exhilarating, instructive, life-like. The borrower pities the lender, though he must often put up with his insults and injuries.

Fundamentally borrower and lender are one and the same. That is why no amount of philosophizing can eradicate the evil. They are made for one another, just as man and woman are made for each other. No matter how fantastic the need, no matter how crazy the terms, there will always be a man to lend an ear, to fork up the necessary. A good borrower goes about his task like a good criminal. His first principle is never to expect something for nothing. He doesn't want to know how to get the money on the least terms but exactly the contrary. When the right men meet there is a minimum of talk. They take each other at face value, as we say. The ideal lender is the realist who knows that to-morrow the situation may be reversed and the borrower become the lender.

There was only one person I knew who could see it in the right light and that was my father. He was the one I always held in reserve for the crucial moment. And he was the only one I never failed to pay back. Not only did he never refuse me but he inspired me to give to others in the same way. Every time I borrowed from him I became a better lender—or I should say giver, because I've never insisted on being repaid. There is only one way to repay kindnesses and that is to be kind in turn to those who come to you in distress. To repay a debt is utterly unnecessary, so far as the cosmic bookkeeping is concerned. (All others forms of bookkeeping are wasteful and anachronistic.) «Neither a borrower nor a lender be,» said the good Shakespeare, voicing a wish-fulfillment out of his Utopian dream life. For men on earth, borrowing and lending is not only essential but should be increased to outlandish proportions. The fellow who is really practical is the fool who looks neither to the left nor the right, who gives without question and asks unblushingly.

To make it short, I went to my old man and without beating about the bush I asked him for fifty dollars. To my surprise he didn't have that much in the bank but he informed me quickly that he could borrow it from one of the other tailors. I asked him if he would be good enough to do that for me and he said sure, of course, just a minute.

«I'll give it back to you in a week or so,» I said, as I was saying good-bye.

«Don't worry about that,» he replied, «any time will do. I hope everything's all right with you otherwise.»

At twelve-thirty sharp I handed Mara the money. She ran off at once, promising to meet me the next day in the garden of the Pagoda Tea Room. I thought it a good day to make a little touch for myself and so I trotted off to Costigan's office to ask for a five spot. He was out, but one of the clerks, suspecting the nature of my errand, volunteered to help me out. He said he wanted to thank me for what I had done for his cousin. Cousin? I couldn't think who his cousin might be. «Don't you remember the boy you took to the psychiatric clinic?» he said. «He was a. runaway boy from Kentucky—his father was a tailor, remember? You telegraphed his father that you would take care of the boy until he arrived. That was my cousin.»

I remembered that lad very well. He wanted to be an actor—his glands were out of order. At the clinic they said he was an incipient criminal. He had stolen some clothes belonging to a buddy of his while at the Newsboy's Home. He was a fine lad, more of a poet than an actor. If his glands were out of order then mine were completely disorganized. He had given the psychiatrist a kick in the balls for his pains—that's why they had tried to make him out a criminal. When I heard about it I laughed my head off. He should have used a blackjack on that sadistic Jake of a psychiatrist.... Anyway, it was a pleasant surprise to find I had an unknown friend in the wardrobe attendant. Nice, too, to hear him say I could have more any time I was in need of a little change. In the street I bumped into an ex-wardrobe attendant now working as a messenger. He insisted on giving me two tickets for a ball to be run under the auspices of the Magicians and Conjurors' Association of New York City of which he was the president. «I wish you could get me a wardrobe attendant's job again,» he said. «I have so many things to attend to now since I'm president of the Association that I can't do justice to the messenger work. Besides, my wife is going to have another baby soon. Why don't you come up to see us—I have some new tricks to show you. The little boy is learning to be a ventriloquist; I'm going to put him on the stage in a year or so. We have to make a living somehow. You know, magic doesn't pay very much. And I'm getting too old to run my feet down too much. I was cut out for the professional life. You understand my personal capabilities and idiosyncrasies. If you come to the ball I'm going to introduce you to the great Thurston— he's promised to be there.

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