I watched the “want” columns in the newspapers and answered a number of advertisements, but in each case found the positions were such as I could not fill or did not want. I also spent several dollars for “ads” which brought me no replies. In this way I came to know the hopes and disappointments of a large and pitiable class of humanity in this great city, the people who look for work through the newspapers. After some days of this sort of experience I concluded that the main difficulty with me was that I was not prepared for what I wanted to do. I then decided upon a course which, for an artist, showed an uncommon amount of practical sense and judgment. I made up my mind to enter a business college. I took a small room, ate at lunch counters, in order to economize, and pursued my studies with the zeal that I have always been able to put into any work upon which I set my heart. Yet, in spite of all my economy, when I had been at the school for several months, my funds gave out completely. I reached the point where I could not afford sufficient food for each day. In this plight I was glad to get, through one of the teachers, a job as an ordinary clerk in a downtown wholesale house. I did my work faithfully, and received a raise of salary before I expected it. I even managed to save a little money out of my modest earnings. In fact, I began then to contract the money fever, which later took strong possession of me. I kept my eyes open, watching for a chance to better my condition. It finally came in the form of a position with a house which was at the time establishing a South American department. My knowledge of Spanish was, of course, the principal cause of my good luck; and it did more for me: it placed me where the other clerks were practically put out of competition with me. I was not slow in taking advantage of the opportunity to make myself indispensable to the firm.
What an interesting and absorbing game is moneymaking! After each deposit at my savings-bank I used to sit and figure out, all over again, my principal and interest, and make calculations on what the increase would be in such and such time. Out of this I derived a great deal of pleasure. I denied myself as much as possible in order to swell my savings. As much as I enjoyed smoking, I limited myself to an occasional cigar, and that was generally of a variety which in my old days at the “Club” was known as a “Henry Mud.” Drinking I cut out altogether, but that was no great sacrifice.
The day on which I was able to figure up a thousand dollars marked an epoch in my life. And this was not because I had never before had money. In my gambling days and while I was with my “millionaire” I handled sums running high up into the hundreds; but they had come to me like fairy godmother’s gifts, and at a time when my conception of money was that it was made only to spend. Here, on the other hand, was a thousand dollars which I had earned by days of honest and patient work, a thousand dollars which I had carefully watched grow from the first dollar; and I experienced, in owning them, a pride and satisfaction which to me was an entirely new sensation. As my capital went over the thousand-dollar mark, I was puzzled to know what to do with it, how to put it to the most advantageous use. I turned down first one scheme and then another, as though they had been devised for the sole purpose of gobbling up my money. I finally listened to a friend who advised me to put all I had in New York real estate; and under his guidance I took equity in a piece of property on which stood a rickety old tenement-house. I did not regret following this friend’s advice, for in something like six months I disposed of my equity for more than double my investment. From that time on I devoted myself to the study of New York real estate and watched for opportunities to make similar investments. In spite of two or three speculations which did not turn out well, I have been remarkably successful. Today I am the owner and part-owner of several flat-houses. I have changed my place of employment four times since returning to New York, and each change has been a decided advancement. Concerning the position which I now hold I shall say nothing except that it pays extremely well.
As my outlook on the world grew brighter, I began to mingle in the social circles of the men with whom I came in contact; and gradually, by a process of elimination, I reached a grade of society of no small degree of
