Immediately he began working on plans with young Ellsworth for his new house. He was going to build something exceptional this time, he told Lillian. They were going to have to do some entertaining—entertaining on a larger scale than ever. North Front Street was becoming too tame. He put the house up for sale, consulted with his father and found that he also was willing to move. The son’s prosperity had redounded to the credit of the father. The directors of the bank were becoming much more friendly to the old man. Next year President Kugel was going to retire. Because of his son’s noted coup, as well as his long service, he was going to be made president. Frank was a large borrower from his father’s bank. By the same token he was a large depositor. His connection with Edward Butler was significant. He sent his father’s bank certain accounts which it otherwise could not have secured. The city treasurer became interested in it, and the State treasurer. Cowperwood, Sr., stood to earn twenty thousand a year as president, and he owed much of it to his son. The two families were now on the best of terms. Anna, now twenty-one, and Edward and Joseph frequently spent the night at Frank’s house. Lillian called almost daily at his mother’s. There was much interchange of family gossip, and it was thought well to build side by side. So Cowperwood, Sr., bought fifty feet of ground next to his son’s thirty-five, and together they commenced the erection of two charming, commodious homes, which were to be connected by a covered passageway, or pergola, which could be enclosed with glass in winter.
The most popular local stone, a green granite was chosen; but Mr. Ellsworth promised to present it in such a way that it would be especially pleasing. Cowperwood, Sr., decided that he could afford to spent seventy-five thousand dollars—he was now worth two hundred and fifty thousand; and Frank decided that he could risk fifty, seeing that he could raise money on a mortgage. He planned at the same time to remove his office farther south on Third Street and occupy a building of his own. He knew where an option was to be had on a twenty-five-foot building, which, though old, could be given a new brownstone front and made very significant. He saw in his mind’s eye a handsome building, fitted with an immense plate-glass window; inside his hardwood fixtures visible; and over the door, or to one side of it, set in bronze letters, Cowperwood & Co. Vaguely but surely he began to see looming before him, like a fleecy tinted cloud on the horizon, his future fortune. He was to be rich, very, very rich.
XIII
During all the time that Cowperwood had been building himself up thus steadily the great war of the rebellion had been fought almost to its close. It was now October, 1864. The capture of Mobile and the Battle of the Wilderness were fresh memories. Grant was now before Petersburg, and the great general of the South, Lee, was making that last brilliant and hopeless display of his ability as a strategist and a soldier. There had been times—as, for instance, during the long, dreary period in which the country was waiting for Vicksburg to fall, for the Army of the Potomac to prove victorious, when Pennsylvania was invaded by Lee—when stocks fell and commercial conditions were very bad generally. In times like these Cowperwood’s own manipulative ability was taxed to the utmost, and he had to watch every hour to see that his fortune was not destroyed by some unexpected and destructive piece of news.
His personal attitude toward the war, however, and aside from his patriotic feeling that the Union ought to be maintained, was that it was destructive and wasteful. He was by no means so wanting in patriotic emotion and sentiment but that he could feel that the Union, as it had now come to be, spreading its great length from the Atlantic to the Pacific and from the snows of Canada to the Gulf, was worth while. Since his birth in 1837 he had seen the nation reach that physical growth—barring Alaska—which it now possesses. Not so much earlier than his youth Florida had been added to the Union by purchase from Spain; Mexico, after the unjust war of 1848, had ceded Texas and the territory to the West. The boundary disputes between England and the United States in the far Northwest had been finally adjusted. To a man with great social and financial imagination, these facts could not help but be significant; and if they did nothing more, they gave him a sense of the boundless commercial possibilities which existed potentially in so vast a realm. His was not the order of speculative financial enthusiasm which, in the type known as the “promoter,” sees endless possibilities for gain in every unexplored rivulet and prairie reach; but the very vastness of the country suggested possibilities which he hoped might remain undisturbed. A territory covering the length of a whole zone and between two seas, seemed to him to possess potentialities which it could not retain if the States of the South were lost.
At the same time, the freedom of the negro was not a significant point with him. He had observed that race from his boyhood with considerable interest, and had been struck with virtues and defects which seemed inherent and which plainly,
