must be withdrawn. It was complete ruin⁠—ruin without reserve.

They were literally stunned, and knew not which way to turn. They could not understand, neither could Merton, what had become of the three thousand pounds; there was not a scrap of paper to show. Joseph had never been a good accountant⁠—few farmers are; but one would have thought that he would have preserved some record of such a sum. But no⁠—not a scrap.

Then, as said before, these children began to murmur, as well they might. Then they began to understand, or guess dimly at the extraordinary excitement of the dying man. It was this that weighed upon his mind, and caused him to continually call for his eldest son and for Merton, in order that he might make some provision.

There grew up a certain feeling against Albert. Why had he not come at once⁠—if he had done so, perhaps this might have been averted. A vague distrust and suspicion of him arose. It was intensified by the knowledge that he alone was safe. He had had a longer start and a better farm; he had the reputation of having even saved a little money. No injury could befall him. Yet they had not got the slightest evidence against him in any way; but a coolness⁠—a decided coolness arose between the brothers and sisters, and Albert, which Albert, on his part, made no effort to remove. Ill-natured people said he was only too glad to quarrel with them, so as to have a pretext for refusing them assistance.

It happened, however, that one day a strange gentleman called upon Robert and John, the two brothers, who worked one farm together. He was an agent of an agricultural implement manufactory in a distant county, and his object was to induce them to purchase implements of him⁠—especially steam traction engines. The poor brothers smiled in a melancholy way at the very idea. They buy engines⁠—they should soon scarcely be able to buy bread! The agent expressed his surprise.

“But your brother seems a wealthy man,” he said. “He paid for his engines in cash.”

“In cash!” they cried. “He told us that he paid one-fifth only, and the rest remained in bills.”

The agent saw he had got on delicate ground; but they pressed him, and he could not very well escape. It then came out that Albert had paid sixteen hundred pounds in hard cash for the engines, by which, as the factory had been pressed for money, he got them at little more than two-thirds of the value, which was considered to be two thousand three hundred pounds.

The brothers were simply astounded. They went home and talked it over with the fourth son, who managed the Belthrop Farm. They could not understand how Albert came to have so much ready cash. At last the conclusion forced itself upon them⁠—the three thousand pounds borrowed from Waldron must have been lent by their father to Albert. They remembered that something had been said of an opening Albert had heard of, to add another farm to his already large tenancy.

This was the secret⁠—poor old Joseph, a bad accountant, had given the money to Albert, and, never thinking of dying, had postponed drawing up the proper deeds. Without a moment’s delay they proceeded in a body to Albert’s residence. He received them in an offhand manner⁠—utterly denied that he had had the money, challenged them to find the proof, and finally threatened if they set such a tale about the county to prosecute them for slander. This was too much.

It is wretched to chronicle these things; but they must be written. High words were followed by blows; there was a fight between the eldest and the next in succession, and both being strong men, they were much knocked about. The other brothers, maddened with their loss, actually cheered on their representative, and stripped to take his place as soon as he should be fatigued. But at that moment poor old Mrs. Joseph Herring, who had feared this, arrived, driving up in a pony-carriage, and sprang between the combatants. She received a severe blow, but she separated them, and they parted with menacing gestures.

Once back at Belthrop, a kind of family council was held. Merton was sent for, but nothing could be done. There was not a scrap of proof that Albert had had the money. Mrs. Joseph, went to him, reasoned with him, entreated him. He turned a deaf ear to her remonstrances, and cursed her to her face. The miserable woman returned to her despairing younger children, and never recovered the terrible blow which the selfish, and inhuman conduct of her eldest son had inflicted upon her. Ruin stared them in the face. Waldron’s loan was due, and everything was already advertised for sale.

VIII

How suddenly the leaves go in the autumn! They linger on the trees till we almost cheat ourselves into the belief that we shall escape the inevitable winter; that for once the inexorable march of events will be stayed, till some morning we wake up and look forth, and lo! a wind has arisen, and the leaves are gone.

Absorbed in the one miserable topic⁠—the one thought of Waldron’s terrible fate⁠—Violet and Aymer spent several weeks almost unconsciously. When at last they, as it were, woke up and looked forth, the actual tangible leaves upon the trees had disappeared, and, like them, the green leaves of their lives had been shaken down and had perished.

Even yet they had one consolation⁠—they had themselves. The catastrophe that had happened at the very eleventh hour, at the moment when their affection and their hope was about to be realised, after all had only drawn them closer together. She was more dependent upon him than ever. There was no kind Jason to fly to now; the resources he could command were gone forever. Had Aymer been as selfish as he was unselfish, that very fact would not have been without its pleasure. She could come to

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