simply fill Reginald’s place, and it did not at first occur to him that what was good enough for himself, Mr. May, of St. Roque’s, was not good enough for any parvenu on the face of the earth. Therefore the additional income represented a great deal of additional comfort, and that general expansion of expenditure, not going into any special extravagances, but representing a universal ease and enlargement which was congenial to him, and which was one of the great charms of money in his eyes. To be sure, when he reflected on the matter, he felt that the first half-year of Clarence’s payment ought to be appropriated to that bill, which for the present had brought him so much relief; but this would be so entirely to lose the benefit of the money so far as he was himself concerned, that it was only in moments of reflection that this appeared urgent. The bill to which Tozer’s signature had been appended did not oppress his conscience. After all, what was it? Not a very large sum, a sum which when put to it, and with time before him, he could so easily supply; and as for any other consideration, it was really, when you came to think of it, a quite justifiable expedient, not to be condemned except by squeamish persons, and which being never known, could do no harm in the world. He had not harmed anybody by what he had done. Tozer, who was quite able to pay it over and over again, would never know of it; and in what respect, he asked himself, was it worse to have done this than to have a bill really signed by a man of straw, whose “value received” meant nothing in the world but a simple fiction? Cotsdean was no more than a man of straw; if left to himself, he could not pay anything, nor had he anything really to do with the business for which his name stood sponsor; and Tozer’s name was merely placed there in the same fictitious way, without any trouble to Tozer, or burden of responsibility. What was the difference, except that it saved trouble and anxiety to everybody except the principal in the affair⁠—he who ought to bear the brunt? Mr. May recognised this without doubt. It was he who had reaped the advantage; and whether Cotsdean was the instrument who knew all about it, or Tozer, who did not know anything about it, it was he, Mr. May, whose natural duty it was to meet the claim and pay the money. He was an honest man; if he was occasionally a little slow in his payments, no one could throw any doubt upon his character. But, of course, should any unforeseen emergency arise, the pupil at once made that straight. Mr. May felt that he had only to go to the bank, which generally did not encourage his visits, and tell them of his pupil, to have the money at once. Nobody could reject such unmistakeable security. So that really there was no further occasion for so much as thinking of Tozer; that was provided for; with the freest conscience in the world he might put it out of his mind. But how he could feel this so strongly, and at the same time revel in the consciousness of a fuller purse, more to enjoy, and more to spend, is a mystery which it would be difficult to solve. He did so, and many others have done so besides him, eating their cake, yet believing that they had their cake with the fullest confidence. He was a sensible man, rather priding himself on his knowledge of business, with much experience in human nature, and a thoughtful sense (fully evidenced in his writings) of all the strange inconsistencies and self-deceits of mankind; but he dropped into this strain of self-delusion with the calmest satisfaction of mind, and was as sure of his own good sense and kindness as if he had never in all his life taken a step out of the rigidest of the narrow ways of uprightness.

Some part of this illusion, however, was sharply dispelled at a very early date. Clarence Copperhead, who was not likely to err by means of too much consideration for the feelings of others, grumbled frankly at the midday meal.

“I don’t understand a two o’clock dinner,” he said; “it’s lunch, that’s what I call it; and I won’t be disagreeable about the kids, but I must have my dinner. Bless you! a man can’t live without his dinner. What is he to do? It is the sort of thing you can look forward to, whatever happens. If it’s a wet day, or anything of that sort, there’s always dinner; and after it’s over, if there’s music or a rubber, why that’s all very well; or if a man feels a bit sleepy, it doesn’t matter. Why, dinner’s your standby, wherever you are. I’d as soon do without my head, for my part.”

Ursula hastened to tell her father this with dismay in her looks.

“I’ve always heard that late dinners were so expensive; you require twice as many dishes. At two, one has only what is necessary; but at seven, you require to have fish, and soup, and entrées, and all sorts of things, besides the joint. It was disgraceful of him to say it!” cried Ursula; “and I think he ought to be made to follow our plan, whatever it is, and not do everything he likes here.”

“That is all very true,” said Mr. May; “but he is right about the dinner; it is a great deal more agreeable.”

“And expensive, papa.”

“Well, perhaps it is a great deal to expect at your age; but if you read your cookery-book, as I have often said, when you were reading those novels, and learned how to toss up little dishes out of nothing, and make entrées, and so forth, at next to no expense⁠—”

The tears came into Ursula’s eyes

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