just how. He made Penelope go to the theatre with him, and when they came out, after the play, the night was so fine that he said they must walk round by the new house and take a look at it in the starlight. He said he had been there before he came home, and tried Seymour’s chimney in the music-room, and it worked like a charm.

As they drew near Beacon Street they were aware of unwonted stir and tumult, and presently the still air transmitted a turmoil of sound, through which a powerful and incessant throbbing made itself felt. The sky had reddened above them, and turning the corner at the Public Garden, they saw a black mass of people obstructing the perspective of the brightly-lighted street, and out of this mass a half-dozen engines, whose strong heartbeats had already reached them, sent up volumes of fire-tinged smoke and steam from their funnels. Ladders were planted against the façade of a building, from the roof of which a mass of flame burnt smoothly upward, except where here and there it seemed to pull contemptuously away from the heavy streams of water which the firemen, clinging like great beetles to their ladders, poured in upon it.

Lapham had no need to walk down through the crowd, gazing and gossiping, with shouts and cries and hysterical laughter, before the burning house, to make sure that it was his.

“I guess I done it, Pen,” was all he said.

Among the people who were looking at it were a party who seemed to have run out from dinner in some neighbouring house; the ladies were fantastically wrapped up, as if they had flung on the first things they could seize.

“Isn’t it perfectly magnificent!” cried a pretty girl. “I wouldn’t have missed it on any account. Thank you so much, Mr. Symington, for bringing us out!”

“Ah, I thought you’d like it,” said this Mr. Symington, who must have been the host; “and you can enjoy it without the least compunction, Miss Delano, for I happen to know that the house belongs to a man who could afford to burn one up for you once a year.”

“Oh, do you think he would, if I came again?”

“I haven’t the least doubt of it. We don’t do things by halves in Boston.”

“He ought to have had a coat of his noncombustible paint on it,” said another gentleman of the party.

Penelope pulled her father away toward the first carriage she could reach of a number that had driven up. “Here, father! get into this.”

“No, no; I couldn’t ride,” he answered heavily, and he walked home in silence. He greeted his wife with, “Well, Persis, our house is gone! And I guess I set it on fire myself;” and while he rummaged among the papers in his desk, still with his coat and hat on, his wife got the facts as she could from Penelope. She did not reproach him. Here was a case in which his self-reproach must be sufficiently sharp without any edge from her. Besides, her mind was full of a terrible thought.

“O Silas,” she faltered, “they’ll think you set it on fire to get the insurance!”

Lapham was staring at a paper which he held in his hand. “I had a builder’s risk on it, but it expired last week. It’s a dead loss.”

“Oh, thank the merciful Lord!” cried his wife.

“Merciful!” said Lapham. “Well, it’s a queer way of showing it.”

He went to bed, and fell into the deep sleep which sometimes follows a great moral shock. It was perhaps rather a torpor than a sleep.

XXV

Lapham awoke confused, and in a kind of remoteness from the loss of the night before, through which it loomed mistily. But before he lifted his head from the pillow, it gathered substance and weight against which it needed all his will to bear up and live. In that moment he wished that he had not wakened, that he might never have wakened; but he rose, and faced the day and its cares.

The morning papers brought the report of the fire, and the conjectured loss. The reporters somehow had found out the fact that the loss fell entirely upon Lapham; they lighted up the hackneyed character of their statements with the picturesque interest of the coincidence that the policy had expired only the week before; heaven knows how they knew it. They said that nothing remained of the building but the walls; and Lapham, on his way to business, walked up past the smoke-stained shell. The windows looked like the eye-sockets of a skull down upon the blackened and trampled snow of the street; the pavement was a sheet of ice, and the water from the engines had frozen, like streams of tears, down the face of the house, and hung in icy tags from the windowsills and copings.

He gathered himself up as well as he could, and went on to his office. The chance of retrieval that had flashed upon him, as he sat smoking by that ruined hearth the evening before, stood him in such stead now as a sole hope may; and he said to himself that, having resolved not to sell his house, he was no more crippled by its loss than he would have been by letting his money lie idle in it; what he might have raised by mortgage on it could be made up in some other way; and if they would sell he could still buy out the whole business of that West Virginia company, mines, plant, stock on hand, goodwill, and everything, and unite it with his own. He went early in the afternoon to see Bellingham, whose expressions of condolence for his loss he cut short with as much politeness as he knew how to throw into his impatience. Bellingham seemed at first a little dazzled with the splendid courage of his scheme; it was certainly fine in its way; but then he began to have his

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