to his advantage. Now Dick had nothing in the world but a kitten which had been given him a short time before.”

“How much taxes did he have to pay on it?” asked Dick.

“Not very high, probably. But having only the kitten, he concluded to send it along. After sailing a good many months, during which the kitten grew up to be a strong cat, the ship touched at an island never before known, which happened to be infested with rats and mice to such an extent that they worried everybody’s life out, and even ransacked the king’s palace. To make a long story short, the captain, seeing how matters stood, brought Dick’s cat ashore, and she soon made the rats and mice scatter. The king was highly delighted when he saw what havoc she made among the rats and mice, and resolved to have her at any price. So he offered a great quantity of gold for her, which, of course, the captain was glad to accept. It was faithfully carried back to Dick, and laid the foundation of his fortune. He prospered as he grew up, and in time became a very rich merchant, respected by all, and before he died was elected Lord Mayor of London.”

“That’s a pretty good story,” said Dick; “but I don’t believe all the cats in New York will ever make me mayor.”

“No, probably not, but you may rise in some other way. A good many distinguished men have once been poor boys. There’s hope for you, Dick, if you’ll try.”

“Nobody ever talked to me so before,” said Dick. “They just called me Ragged Dick, and told me I’d grow up to be a vagabone (boys who are better educated need not be surprised at Dick’s blunders) and come to the gallows.”

“Telling you so won’t make it turn out so, Dick. If you’ll try to be somebody, and grow up into a respectable member of society, you will. You may not become rich⁠—it isn’t everybody that becomes rich, you know⁠—but you can obtain a good position, and be respected.”

“I’ll try,” said Dick, earnestly. “I needn’t have been Ragged Dick so long if I hadn’t spent my money in goin’ to the theatre, and treatin’ boys to oyster-stews, and bettin’ money on cards, and suchlike.”

“Have you lost money that way?”

“Lots of it. One time I saved up five dollars to buy me a new rig-out, cos my best suit was all in rags, when Limpy Jim wanted me to play a game with him.”

“Limpy Jim?” said Frank, interrogatively.

“Yes, he’s lame; that’s what makes us call him Limpy Jim.”

“I suppose you lost?”

“Yes, I lost every penny, and had to sleep out, cos I hadn’t a cent to pay for lodgin’. ’Twas a awful cold night, and I got most froze.”

“Wouldn’t Jim let you have any of the money he had won to pay for a lodging?”

“No; I axed him for five cents, but he wouldn’t let me have it.”

“Can you get lodging for five cents?” asked Frank, in surprise.

“Yes,” said Dick, “but not at the Fifth Avenue Hotel. That’s it right out there.”

VII

The Pocketbook

They had reached the junction of Broadway and of Fifth Avenue. Before them was a beautiful park of ten acres. On the left-hand side was a large marble building, presenting a fine appearance with its extensive white front. This was the building at which Dick pointed.

“Is that the Fifth Avenue Hotel?” asked Frank. “I’ve heard of it often. My Uncle William always stops there when he comes to New York.”

“I once slept on the outside of it,” said Dick. “They was very reasonable in their charges, and told me I might come again.”

“Perhaps sometime you’ll be able to sleep inside,” said Frank.

“I guess that’ll be when Queen Victoria goes to the Five Points to live.”

“It looks like a palace,” said Frank. “The queen needn’t be ashamed to live in such a beautiful building as that.”

Though Frank did not know it, one of the queen’s palaces is far from being as fine a looking building as the Fifth Avenue Hotel. St. James’ Palace is a very ugly-looking brick structure, and appears much more like a factory than like the home of royalty. There are few hotels in the world as fine-looking as this democratic institution.

At that moment a gentleman passed them on the sidewalk, who looked back at Dick, as if his face seemed familiar.

“I know that man,” said Dick, after he had passed. “He’s one of my customers.”

“What is his name?”

“I don’t know.”

“He looked back as if he thought he knew you.”

“He would have knowed me at once if it hadn’t been for my new clothes,” said Dick. “I don’t look much like Ragged Dick now.”

“I suppose your face looked familiar.”

“All but the dirt,” said Dick, laughing. “I don’t always have the chance of washing my face and hands in the Astor House.”

“You told me,” said Frank, “that there was a place where you could get lodging for five cents. Where’s that?”

“It’s the Newsboys’ Lodgin’ House, on Fulton Street,” said Dick, “up over the Sun office. It’s a good place. I don’t know what us boys would do without it. They give you supper for six cents, and a bed for five cents more.”

“I suppose some boys don’t even have the five cents to pay⁠—do they?”

“They’ll trust the boys,” said Dick. “But I don’t like to get trusted. I’d be ashamed to get trusted for five cents, or ten either. One night I was comin’ down Chatham Street, with fifty cents in my pocket. I was goin’ to get a good oyster-stew, and then go to the lodgin’ house; but somehow it slipped through a hole in my trowses-pocket, and I hadn’t a cent left. If it had been summer I shouldn’t have cared, but it’s rather tough stayin’ out winter nights.”

Frank, who had always possessed a good home of his own, found it hard to realize that the boy who was walking at his side

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