“Ah, ha!” said Sir Raffle. “You wouldn’t be here unless you knew where a good thing is to be picked up. But I must be off. I’m on the Rocky Mountain Canal Company Directory. I’m not above taking my two guineas a day. Goodbye, my boy. Remember me to old Optimist.” And so Sir Raffle passed on, leaving Crosbie still standing at the corner of the lane.
What was he to do? This interruption had at least seemed to drive Lily from his mind, and to send his ideas back to the consideration of his pecuniary difficulties. He thought of his own bank, a West-End establishment at which he was personally known to many of the clerks, and where he had been heretofore treated with great consideration. But of late his balances had been very low, and more than once he had been reminded that he had overdrawn his account. He knew well that the distinguished firm of Bounce, Bounce, and Bounce would not cash a bill for him or lend him money without security. He did not even dare to ask them to do so.
On a sudden he jumped into a cab, and was driven back to his office. A thought had come upon him. He would throw himself upon the kindness of a friend there. Hitherto he had contrived to hold his head so high above the clerks below him, so high before the Commissioners who were above him, that none there suspected him to be a man in difficulty. It not seldom happens that a man’s character stands too high for his interest—so high that it cannot be maintained, and so high that any fall will be dangerous. And so it was with Crosbie and his character at the General Committee Office. The man to whom he was now thinking of applying as his friend, was a certain Mr. Butterwell, who had been his predecessor in the secretary’s chair, and who now filled the less onerous but more dignified position of a Commissioner. Mr. Crosbie had somewhat despised Mr. Butterwell, and had of late years not been averse to showing that he did so. He had snubbed Mr. Butterwell, and Mr. Butterwell, driven to his wits’ ends, had tried a fall or two with him. In all these struggles Crosbie had had the best of it, and Butterwell had gone to the wall. Nevertheless, for the sake of official decency, and from certain wise remembrances of the sources of official comfort and official discomfort, Mr. Butterwell had always maintained a show of outward friendship with the secretary. They smiled and were gracious, called each other Butterwell and Crosbie, and abstained from all cat-and-dog absurdities. Nevertheless, it was the frequently expressed opinion of every clerk in the office that Mr. Butterwell hated Mr. Crosbie like poison. This was the man to whom Crosbie suddenly made up his mind that he would have recourse.
As he was driven back to his office he resolved that he would make a plunge at once at the difficulty. He knew that Butterwell was fairly rich, and he knew also that he was good-natured—with that sort of sleepy good-nature which is not active for philanthropic purposes, but which dislikes to incur the pain of refusing. And then Mr. Butterwell was nervous, and if the thing was managed well, he might be cheated out of an assent, before time had been given him in which to pluck up courage for refusing. But Crosbie doubted his own courage also—fearing that if he gave himself time for hesitation he would hesitate, and that, hesitating, he would feel the terrible disgrace of the thing and not do it. So, without going to his own desk, or ridding himself of his hat, he went at once to Butterwell’s room. When he opened the door, he found Mr. Butterwell alone, reading The Times. “Butterwell,” said he, beginning to speak before he had even closed the door, “I have come to you in great distress. I wonder whether you can help me; I want you to lend me five hundred pounds? It must be for not less than three months.”
Mr. Butterwell dropped the paper from his hands, and stared at the secretary over his spectacles.
XLIV
“I Suppose I Must Let You Have It.”
Crosbie had been preparing the exact words with which he assailed Mr. Butterwell for the last quarter of an hour, before they were uttered. There is always a difficulty in the choice, not only of the words with which money should be borrowed, but of the fashion after which they should be spoken. There is the slow deliberate manner, in using which the borrower attempts to carry the wished-for lender along with him by force of argument, and to prove that the desire to borrow shows no imprudence on his own part, and that a tendency to lend will show none on the part of the intended lender. It may be said that this mode fails oftener than any other. There is the piteous manner—the plea for commiseration. “My dear fellow, unless you will see me through now, upon my word I shall be very badly off.” And this manner may be divided again into two. There is the plea piteous with a lie, and the plea piteous with a truth. “You shall have it again in two months as sure as the sun rises.” That is generally the plea piteous with a lie. Or it may be as follows: “It is only fair to say that I don’t quite know when I can pay it back.” This is the plea piteous with a truth, and upon the whole I think that this is generally the most successful mode of borrowing. And there is the assured demand—which betokens a close intimacy. “Old fellow, can you let me have thirty pounds? No? Just put your name, then, on
