One morning, a month later, Miss Joliffe sat in that room which had been occupied by the late Mr. Sharnall. She was alone, for Anastasia had gone to the office of the Cullerne Advertiser with an announcement in which one A. J. intimated that she was willing to take a post as nursery-governess. It was a bright morning but cold, and Miss Joliffe drew an old white knitted shawl closer about her, for there was no fire in the grate. There was no fire because she could not afford it, yet the sun pouring in through the windows made the room warmer than the kitchen, where the embers had been allowed to die out since breakfast. She and Anastasia did without fire on these bright autumn days to save coals; they ate a cold dinner, and went early to bed for the same reason, yet the stock in the cellar grew gradually less. Miss Joliffe had examined it that very morning, and found it terribly small; nor was there any money nor any credit left with which to replenish it.
On the table before her was a pile of papers, some yellow, some pink, some white, some blue, but all neatly folded. They were folded lengthways and to the same breadth, for they were Martin Joliffe’s bills, and he had been scrupulously neat and orderly in his habits. It is true that there were among them some few that she had herself contracted, but then she had always been careful to follow exactly her brother’s method both of folding and also of docketing them on the exterior. Yes, no doubt she was immediately responsible for some, and she knew just which they were from the outside without any need to open them. She took up one of them: “Rose and Storey, importers of French millinery, flowers, feathers, ribbons, etcetera. Mantle and jacket showrooms.” Alas, alas! how frail is human nature! Even in the midst of her misfortunes, even in the eclipse of old age, such words stirred Miss Joliffe’s interest—flowers, feathers, ribbons, mantles, and jackets; she saw the delightful showroom 19, 20, 21, and 22, Market Place, Cullerne—saw it in the dignified solitude of a summer morning when a dress was to be tried on, saw it in the crush and glorious scramble of a remnant sale. “Family and complimentary mourning, costumes, skirts, etcetera; foreign and British silks, guaranteed makes.” After that the written entry seemed mere bathos: “Material and trimming one bonnet, 11 shillings and 9 pence; one hat, 13 shillings 6 pence. Total, 1 pound 5 shillings 3 pence.” It really was not worth while making a fuss about, and the bunch of cherries and bit of spangled net were well worth the 1 shilling 9 pence, that Anastasia’s had cost more than hers.
Hole, pharmaceutical chemist: “Drops, 1 shilling 6 pence; liniment, 1 shilling; mixture, 1 shilling 9 pence,” repeated many times. “Cod-liver oil, 1 shilling 3 pence, and 2 shillings 6 pence, and 1 shilling 3 pence again. 2 pounds 13 shillings 2 pence, with 4 shillings 8 pence interest,” for the bill was four years old. That was for Anastasia at a critical time when nothing seemed to suit her, and Dr. Ennefer feared a decline; but all the medicine for poor Martin was entered in Dr. Ennefer’s own account.
Pilkington, the shoemaker, had his tale to tell: “Miss Joliffe: Semi-pold. lace boots, treble soles, 1 pound 1 shilling 0 pence. Miss A. Jol.: Semi-pold. lace boots, treble soles, 1 pound 1 shilling 0 pence. 6 pair mohair laces, 9 pence. 3 ditto, silk, 1 shilling.” Yes, she was indeed a guilty woman. It was she that had “run up” these accounts, and she grew red to think that her own hand should have helped to build so dismal a pile.
Debt, like every other habit that runs counter to the common good, brings with it its own punishment, because society protects itself by making unpleasant the ways of such as inconvenience their neighbours. It is true that some are born with a special talent and capacity for debt—they live on it, and live merrily withal, but most debtors feel the weight of their chains, and suffer greater pangs than those which they inflict on any defrauded creditor. If the millstone grinds slowly it grinds small, and undischarged accounts bring more pain than the goods to which they relate ever brought pleasure. Among such bitternesses surely most bitter are the bills for things of which the fruition has ceased—for worn-out finery, for withered flowers, for drunk wine. Pilkington’s boots, were they never so treble soled, could not endure forever, and Miss Joliffe’s eyes followed unconsciously under the table to where a vertical fissure showed the lining white at the side of either boot. Where were new boots to come from now, whence was to come clothing to wear, and bread to eat?
Nay, more, the day of passive endurance was past; action had begun. The Cullerne Water Company threatened to cut off the water, the Cullerne Gas Company threatened to cut off the gas. Eaves, the milkman, threatened a summons unless that long, long bill of his (all built up of pitiful little pints) was paid forthwith. The Thing had come to the Triarii, Miss Joliffe’s front was routed, the last rank was wavering. What was she to do, whither was she to turn? She must sell some of the furniture, but who would buy such old stuff? And if she sold furniture, what lodger would take half-empty rooms? She looked wildly
