only a woman, and you must not expect too much from me.”

Foiled in this direction, the lawyer next advised making the attempt to discover the present address of Lady Montbarry’s English maid. This excellent suggestion had one drawback: it could only be carried out by spending money⁠—and there was no money to spend. Mrs. Ferrari shrank from the bare idea of making any use of the thousand-pound note. It had been deposited in the safe keeping of a bank. If it was even mentioned in her hearing, she shuddered and referred to it, with melodramatic fervour, as “my husband’s blood-money!”

So, under stress of circumstances, the attempt to solve the mystery of Ferrari’s disappearance was suspended for a while.


It was the last month of the year 1860. The commission of inquiry was already at work; having begun its investigations on . On the , the term for which the late Lord Montbarry had hired the Venetian palace, expired. News by telegram reached the insurance offices that Lady Montbarry had been advised by her lawyers to leave for London with as little delay as possible. Baron Rivar, it was believed, would accompany her to England, but would not remain in that country, unless his services were absolutely required by her ladyship. The Baron, “well known as an enthusiastic student of chemistry,” had heard of certain recent discoveries in connection with that science in the United States, and was anxious to investigate them personally.

These items of news, collected by Mr. Troy, were duly communicated to Mrs. Ferrari, whose anxiety about her husband made her a frequent, a too frequent, visitor at the lawyer’s office. She attempted to relate what she had heard to her good friend and protectress. Agnes steadily refused to listen, and positively forbade any further conversation relating to Lord Montbarry’s wife, now that Lord Montbarry was no more. “You have Mr. Troy to advise you,” she said; “and you are welcome to what little money I can spare, if money is wanted. All I ask in return is that you will not distress me. I am trying to separate myself from remembrances⁠—” her voice faltered; she paused to control herself⁠—“from remembrances,” she resumed, “which are sadder than ever since I have heard of Lord Montbarry’s death. Help me by your silence to recover my spirits, if I can. Let me hear nothing more, until I can rejoice with you that your husband is found.”

Time advanced to the of the month; and more information of the interesting sort reached Mr. Troy. The labours of the insurance commission had come to an end⁠—the report had been received from Venice on that day.

VIII

On the the Directors and their legal advisers met for the reading of the report, with closed doors. These were the terms in which the Commissioners related the results of their inquiry:

“Private and confidential.

“We have the honour to inform our Directors that we arrived in Venice on December 6, 1860. On the same day we proceeded to the palace inhabited by Lord Montbarry at the time of his last illness and death.

“We were received with all possible courtesy by Lady Montbarry’s brother, Baron Rivar. ‘My sister was her husband’s only attendant throughout his illness,’ the Baron informed us. ‘She is overwhelmed by grief and fatigue⁠—or she would have been here to receive you personally. What are your wishes, gentlemen? and what can I do for you in her ladyship’s place?’

“In accordance with our instructions, we answered that the death and burial of Lord Montbarry abroad made it desirable to obtain more complete information relating to his illness, and to the circumstances which had attended it, than could be conveyed in writing. We explained that the law provided for the lapse of a certain interval of time before the payment of the sum assured, and we expressed our wish to conduct the inquiry with the most respectful consideration for her ladyship’s feelings, and for the convenience of any other members of the family inhabiting the house.

“To this the Baron replied, ‘I am the only member of the family living here, and I and the palace are entirely at your disposal.’ From first to last we found this gentleman perfectly straightforward, and most amiably willing to assist us.

“With the one exception of her ladyship’s room, we went over the whole of the palace the same day. It is an immense place only partially furnished. The first floor and part of the second floor were the portions of it that had been inhabited by Lord Montbarry and the members of the household. We saw the bedchamber, at one extremity of the palace, in which his lordship died, and the small room communicating with it, which he used as a study. Next to this was a large apartment or hall, the doors of which he habitually kept locked, his object being (as we were informed) to pursue his studies uninterruptedly in perfect solitude. On the other side of the large hall were the bedchamber occupied by her ladyship, and the dressing-room in which the maid slept previous to her departure for England. Beyond these were the dining and reception rooms, opening into an antechamber, which gave access to the grand staircase of the palace.

“The only inhabited rooms on the second floor were the sitting-room and bedroom occupied by Baron Rivar, and another room at some distance from it, which had been the bedroom of the courier Ferrari.

“The rooms on the third floor and on the basement were completely unfurnished, and in a condition of great neglect. We inquired if there was anything to be seen below the basement⁠—and we were at once informed that there were vaults beneath, which we were at perfect liberty to visit.

“We went down, so as to leave no part of the palace unexplored. The vaults were, it was believed, used as dungeons in the old times⁠—say, some centuries since. Air and light were only partially admitted to these

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