easy.

I had $100 a long with me when we went out & when I seen what a bargun we was gettin & the real estate man says we better hurry if we wanted it because some body else was libel to see it & cop it out so I give the real estate man the $100 to bind the bargun & he is going to get the papers fixed up today & then I will give him the other $700 we got saved in the bank & then we can borry the money to build the bungello & pay that back a mo. at a time & finnish up paying for the lot after words. We figure that in 2 yrs. we will be all cleaned up & have our own home & not be worring a bout no rent onct a mo. & they’ll be room for the kids to play a round all day with out no danger of them being ran over by a st. car or some thing.

I got a date with the real estate man to get the papers fixed up & must hurry down town. You better get busy Charley & get in to the game.

Kindest to Mary.

Fred A. Gross.

Chicago, May 7⁠—

Dear Charley. Well Charley I guess I was in to much of a hurry & it dont look now like we would start building this summer but will half to wait till later on. I dident know how they done them things but found out that theys a lot of red tape & you cant do them things in no hurry like I thot. The real estate man dident have no papers fixed up the day before yest. like he promused but had them fixed up yest. & he give me the warranty deed or what ever it is they call it & I give him my note for $700 for the rest of what we owe on the lot & the notes for 2 yrs. with 6% int. per annum & all so cost me $25 to get what they call a garantee polisy from the title & trust Co. which garantees that the title is OK & they cant no body take the lot a way from me un less I dont pay up the bal. which of corse I will pay up as soon is posable.

Well after this was fixed up I went a round to the bank where I had my saveings at & went to the real estate dept. & seen the man there and asked him did they make building lones & the man says yes. Well I says I want to borry $1,200 to build a bungello out to Allison & he says do you own a lot & I says yes & he says let me take a look at your papers so I show him my papers & he says yes you own a lot all but paying $700 more on it. I says yes but I own it because there is the deed & the garantee polisy & when I get threw paying you back what you lone me to build the house I will pay off the bal. on the lot & he says o no you wont because we dont do no busness that way & 1st you got to pay off what you owe on the lot & then may be we can fix it up a bout a building lone but I wont promus nothing. Well I argude with him but nothing doing & when I come home & told Grace I thot shed cry her eyesout but finely we seen they wasent no use in that so all we can do now is save up & pay off the $700 we still owe on the lot & then we can start building & meen time we can be planing the bungello & we figure that we can save $30 per wk. in sted of $25 if we live pretty clost & can have the lot payed for in less than 6 mos. & that will be in Nov. & we can be all ready to start building & get the foundashun layed before real cold weather & then the carpenters can finnish up dureing the winter & we can be in the house next spring & we will half to renew our lease for 6 mos. but we dont care nothing a bout that because it aint so bad liveing in a flat dureing winter when the kids couldent be out much any way.

Kindest rgds. to Mary.

F. A. Gross.

Chicago, Nov. 2⁠—

Brother Charley. Well Charley we got our lot payed for sooner then we figured & its all payed for now because Graces old man come acrost on her berth day & give her $100 & says it was for her to buy cloths with but she says we would stick it right in to the lot & the old man wouldent never know the diffrence & I says all right thats fine. But the man that owned the lot before we got it stuck us up for $20 int. & I dident see how they could be int. when we dident yet have the lot no where near a yr. but the real estate man says it was right & what could I do.

But we aint going to build no bungello after all because Grace lerned from her brothers wife Gus Walters that bungellos was all out of date & no good & they wasent no room in them & if you was going to build a house why not build a good 1. So we been talking to a young archateck & he says we can put up a swell 2 story house for $2,000 & he will draw up the plans & see that the house is built OK & all we half to give him is 5% of what the house cost or $100 & he will over look the hole busness & hes a good archateck all right because he graduated out of the univ. & got his office way up on pretty near the top flr. of the Jackson bldg. Him and Grace has been figureing out plans for the house all yest. & today &

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