“That’s okay-she had duplicates of everything.'

'Well- I’ll get them back.” Emily Wau was of Asian descent, a small, smiling, efficient woman in a conservative gray- green dress. “You want me to look at pictures of Frances Austin, to see if I can remember opening her account?”

“Yes. It would have been only about five months ago. October. You must’ve spent a little time with her.”

“I looked at the paperwork-she opened it with five hundred dollars,” Wau said. “So it would not have been a remarkable event.”

“Still… six months. Not very long ago,” Lucas suggested. “Let me look at the pictures,” Wau said. Lucas passed them over, and she went through them, carefully, one at a time, turning each over, facedown, on her desk as she finished with it. When she was done, she picked them all up, looked at them again, then stared at a monitor camera mounted in one corner of the bank’s ceiling, a thinking- about- it stare, then looked back at Lucas and said, “You know, it was several months ago, and I probably talk to twenty people a day, so I can’t be sure, but… I don’t believe I’ve ever seen this woman.”

Lucas said, “I’m not surprised.”

And there it was: the case was cracked, though there was some cleaning up to do-like figuring out who the killer was. Lucas left the bank whistling, and on the sidewalk, got on his cell phone and called his secretary: “I need to get Dan Jackson to take some pictures for me.”

“I’ll see if he’s available.'

'Do that. I’m going to lunch.” He stopped at a McDonalds, had a Quarter Pounder with cheese, fries, and a strawberry shake, thought about the implications, rolled on into the office. Carol saw him coming and said a couple words into a phone, hung up and said, “Dan’ll be up in a minute.”

“Excellent.”

Dan Jackson was a middle- sized, middle-weight black man with short, neatly trimmed hair and a tightly, neatly trimmed mustache, and black plastic- rimmed glasses. At work, he wore button- up shirts with collars, and sweaters and khaki slacks and Patagonia jackets. He was, he said, invisible, not only to white people, but to black people as well. “I’ve been on elevators alone at night with white women and they never knew I was standing there,” he’d told Lucas. “When I’m in the uniform, I am fully goddamned invisible.”

Now he showed up carrying a Nikon camera with a lens more than a foot long, and Lucas groaned to himself, but smiled and said, “Dan, sit down.”

“Got something for me?'

'I need surveillance shots of five women, plus about five more women at random, for a board,” he said. “Usual range of sizes and shapes on the random shots-give me a couple of each: blond, sandy hair, dark brown. All white. Get some of our people out in the parking lot if you want, for the dummies, but don’t make it obvious-get a bunch of different backgrounds.”

“I’m ready to go,” Jackson said. He patted the camera. “I got the new D3 with the 200–400 f.4 VR AF- S. Good ISO up to 6400, I can go to 12800 if I have to, but there’ll be some noise. Twelve megapixels so we get plenty of resolution. With this baby, you can really reach out and touch somebody. Brady squealed like a stuck pig when I put in for it-with the police discount, the lens is still better than four grand, and the body’s five…”

“That’s great,” Lucas said. “… And I’ve been out shooting a little wildlife, to familiarize myself with the whole system. The white balance and auto- focus is as good as I’ve seen. I tested it against a 1DsIII, and the D3 is better. The IDs’ll give you more resolution, but I’d defy anyone to say which is which when you look at it on a computer monitor, or a sixteen- by twenty print, for that matter.”

“Terrific.'

'That fuckin’ Flowers is already sniffing around, trying to borrow it,” Jackson said. “He’s still shooting a D2xs and I told him, ‘You’ll have to pry it from my cold stiff fingers.’ ”

Lucas’s head was bobbing: “That’s just what we’re looking for, and fuck Virgil. Anyway, I got a short list.” He pushed it across the desk.

Jackson fondled the Nikon and leaned forward to look at the list. “Who are these people?”

“Suspects in a series of murders, so you’ve gotta be discreet,” Lucas said. “Alyssa Austin; her housekeeper, a woman named Helen Sobotny; Leigh Price-that’s L- e- i- g- h-who works up at 3M; Martina Trenoff, works at General Mills; Denise Robinson…” He pushed another sheet of paper across the desk. “Here’s their home addresses. I need them as quick as I can get them. If you need some cover from somebody, refer them to me. Overtime’s not a problem.” He filled in the detail, and pulled up Austin’s spa website, showed Jackson a photograph of her, and driver’ s- license photos on Sobotny, Price, and Robinson.

“Nasty pictures-nasty,” Jackson said, looking them over. “Not good enough to be used on a board,” Lucas agreed. “We need civilian clothes, no particular background. If you have to shoot Austin coming out of one of her spas, then you’ll have to do something to alter the background. Full- face, side views. Full body.”

“I could Photoshop them if I had to.'

'The problem is, Austin lives in Sunfish Lake and your cloak of invisibility won’t work there.” They hashed it out for a few more minutes. “I’ll do what I can,” Jackson said. “Talk to you tomorrow.”

Then Lucas was stuck: the next move was to try to identify the person who’d opened the account, without giving anything away. He signed papers for Carol, cleaned up a few more bureaucratic items, then headed for the apartment.

Halfway up the stairs, he could hear the head- banging rock. He opened the door and found Del, with his feet up, watching Toms’s apartment with the binoculars, listening to AC/DC’s “All Night Long.” Del looked back at him and said, “She’s running around.”

“Like how, running around?'

'Like she’s cleaning the place up, and singing a happy tune while she’s doing it.'

'Gonna be kind of a downer when we bust her old man,” Lucas said. Lucas turned the radio off and dragged up a chair and said, “I caught a break on Austin.”

“Yeah?” Lucas told him about it, and then said, “So here’s what I’m thinking. Nobody can figure out why Frances needed fifty thousand in cash, or why she took it the way she did. The answer was, she didn’t. She didn’t take the money, somebody else did. Somebody opened a bank account in her name and got Fidelity to transfer money to it.”

“They’d need an ID to open the account. A valid driver’s license. Maybe a second form of ID.”

“That’s true,” Lucas said. “Which means, they’d have to find a way to dupe a driver’s license, which is not all that easy anymore. How much they cost on the street now?”

Del shrugged: “One that a bartender will take, three hundred. One that’ll fool a cop, five hundred. One that’ll fool a machine, I don’t know.”

“But the banker who opened the account didn’t run it through a machine,” Lucas said. “She probably barely looked at it.”

“What about the second form?'

'Suppose Frances Austin, a new millionaire, got a preapproved credit card form, or several forms, in the mail.'

'She’d have to be dead not to,” Del said. “Even then, she’d get a few.'

'Right. So somebody who’s right there-a close friend at her apartment, or the housekeeper at the Sunfish Lake house, or somebody we don’t know yet, but who had to be close-fills out one of these forms, applies for the card. Has all the information. The card comes back, it’s activated, Frances never knows, because it’s never used. There’s your preferred two forms: driver’s license and credit card.”

“That’d work,” Del said. Lucas picked up the glasses and looked for Toms, but she wasn’t in front of a window and he put them back down. “Damn right it would work. A minor variation on a really old hustle.”

“Then they kill her to cover it up.” Lucas said, “I’m not that far, yet. The killing could be spontaneous

Looks spontaneous. Let’s say it’s the housekeeper. She’s just getting ready to leave for the day when Frances shows up, and Frances knows. She’s actually been tracking her Fidelity account, figures out what happened, and there’s an accusation, a confrontation, an argument… the knife is there.”

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