it turned his hair to silver.

“I must tell you, Mr. Clemons, that I’m a bit at sea as to what all this is about.”

“It’s about Angelica Devereaux.”

Cummings’ eyes darkened, and he lowered himself into his chair. For a moment he simply stared at Frank, then he leaned forward and snapped up his phone. “No calls,” he said. He placed the phone back in its cradle. “Now, what do you mean?”

“She’s dead,” Frank said. “We found her body in a vacant lot off Glenwood.”

“Off Glenwood?” Mr. Cummings asked, as if the location of her body was a good deal more incomprehensible than her death.

“We don’t know exactly how she died,” Frank said, “but we know that she couldn’t have gotten to that lot by herself.”

Cummings looked puzzled. “You mean you don’t know if she was murdered?”

“We don’t know what happened,” Frank repeated, “but we do know that at least one other person had to have been involved.” He stopped, trying to gauge how much information he should hold back. “Her death involved injection, and there were no hypodermic needles near her body.”

“So others must have been involved.”

“At least one.”

Mr. Cummings nodded. “How terrible,” he said. He seemed genuinely saddened. He folded his hands quietly over his desk and gazed at them. “She’d just begun to live.” He looked up at Frank. “So young.”

“Yes,” Frank said.

Mr. Cummings shook his head mournfully. “So very, very young.”

Frank took out his pen and notebook. “You were her guardian, I believe.”

“Who have you been speaking to?”

“Karen Devereaux.”

“Yes, well, guardian is a legal description in this case,” Cummings said. “It is a technical term.”

“What do you mean?”

“I administered her trust fund,” Cummings said, “but that’s about all.”

“Do you still administer it?”

“No. Angelica turned eighteen a few months ago. She’s her own guardian now.”

“How much money was involved?” Frank asked.

“Almost three million dollars in assets,” Cummings told him. He smiled sadly. “More than a young girl should have control of.”

“Was that cash?”

Cummings looked at Frank as if he were a small child. “Of course not. There were stocks, bonds, that sort of thing.” He shrugged. “Of course, these things are easily convertible into cash. And, along with them, there was a sizable amount of what you might call ‘ready cash.’ That is to say, purely liquid assets.”

“How much?”

“Two hundred thousand dollars.”

Frank wrote it down. “What did she do with that money?”

“I have no idea.”

Frank looked at him doubtfully.

“It’s quite true,” Cummings said. “I have absolutely no idea. That’s what I meant by calling my guardianship purely technical.”

“Purely technical?”

“It means that I was her financial caretaker,” Cummings explained. “But as far as a personal relationship with Angelica went, I had none whatsoever. So, when she became eighteen and took charge of her own finances, we ceased to have any relationship at all.”

“She took full charge?”

“Full charge, yes,” Cummings said. “And I must admit that I didn’t think that was very wise. But as you know, Mr. Clemons, the law is the law. And in matters of this kind it is explicit. At eighteen, Angelica assumed full control of her entire inheritance. That’s that.”

Frank nodded. “When did you see her last?”

“On her birthday, as you might expect,” Cummings told him.

“When was that?”

“June seventeenth.”

“Here in your office?”

“That’s right. My legal connection to Angelica ended at that time. And, of course, there was no personal connection.”

“How did you happen to become her guardian?”

“I was named executor of the estate left at the death of Angelica’s parents.”

“Why?”

“I was a friend of her father.”

“And that was your only personal connection?”

“Yes. Angelica was, as you will probably discover, a somewhat headstrong person. I think she always rather resented my guardianship. She certainly severed it at her first opportunity.”

“Which was her eighteenth birthday.”

“Yes,” Cummings said. “I must say that I’m sorry Angelica and I never developed any kind of rapport.” He smiled quietly. “But that’s rather the way of things. I mean, I was the wall that kept her from her money.”

“How old was she when her parents died?”

“Five years old,” Cummings said. “Karen was almost eighteen. They never lived with anyone else. They simply lived together in that enormous house.” He shook his head. “I don’t know why. But I did try to be more than simply a financial advisor. They were young girls. They needed a father. I suppose I made certain efforts to play that role.”

“But they never accepted you?”

“No, they didn’t,” Cummings said. “Of course, that wasn’t entirely their fault. After all, I couldn’t be much of a father. I don’t know how to be one.”

“You don’t have any children?” Frank asked.

“I have three,” Cummings said, “but I rarely see them. They live at home with my wife.” He lifted his arms slowly. “And I live here.” He allowed his arms to drift back slowly toward the desk. “I learned a long time ago that you cannot make people love you. You cannot even make them seek your counsel.” He pushed a polished wooden box across the desk. “Would you like a cigar?”

“No.”

Cummings took out one for himself and lit it. “I deal with the law. It’s something I can understand. People? They are a mystery to me.”

“Was Angelica a mystery?”

“One of the deeper ones,” Cummings said. “Have you learned much about her?”

“I’m only beginning.”

“There may be nothing to learn,” Cummings said.

“Why do you say that?”

“Well, I’m no great judge of character, but I do know when there’s nothing there, when someone is rather empty.”

“Was Angelica like that?”

“She seemed unformed,” Cummings said. “That was my only impression.”

“Did you know that she was pregnant?”

For a moment Cummings did not answer. His eyes grew almost childlike, wondering. “Yes,” he said. “I could hardly have been more surprised.”

“Why?”

“Because of exactly what I mentioned,” Cummings said. “The fact that she seemed so unformed. I could not imagine her making love. So beautiful, yes. Very desirable, no doubt. But actually making that flesh-and-blood

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