accusation of cheating, this time at baccarat. Everyone involved, including the Prince of Wales, made an extraordinary effort to hush up the scandal, but the Tranby Croft affair, too, went to court. The press rubbed its collective hands in glee when the Prince was called to the witness box, and the Queen, when she read the papers, was said to have flown into hysterics. From that time on, every scandal in any way associated with the Turf had been hushed up as quickly as possible, no matter what the cost to individuals. Even the whisper of unsportsmanlike conduct, especially when money was involved, was enough to send a shiver through the entire Establishment, from bottom to top.
Admiral North was going on. “His Majesty, in fact, is the one who suggested that we ask you to undertake an inquiry for us, Sheridan. He tells us that he has every confidence in your investigative abilities, and in your discretion, as well. As for Jack Murray, he cannot make his way among the owners. You have-if you will pardon my saying so-the appropriate credentials. And Murray will be available to you for, shall we say, the dirty work.”
“But of course,” Sir Joshua put in hurriedly, “there won’t be any… dirty work. After all, we’re dealing with gentlemen.”
Lord Richard gave a contemptuous snort. “Gentlemen! These Americans may be rich as lords, but they’re common as dirt. We want them out of English racing, Somersworth. Send them back where they came from, or pack them off to France. But do it on the hush. We can’t afford any scandal.”
The admiral frowned. “I don’t know that we have to go quite so far as that, Lord Richard. H.R.H. does suggest, however, that we find some way to keep the American practice from spreading to English stables, without attracting undue attention to it with an outright ban. All very quietly, of course,” he added delicately. “Out of view of the press. To that end, we hope to keep Squire Mannington from pressing his objections, if at all possible.” He turned to Charles. “I would take it as a personal favor, Charles if you would be so kind as to help us.”
Damn and blast, Charles thought, more in resignation than anger. Owen North was a cagey strategist. He knew that a suggestion from the Prince of Wales was tantamount to a royal command, and that Charles would find it almost impossible to refuse. He sighed. He wasn’t eager to undertake the Herculean task of cleaning out the Jockey Club’s stables, for he suspected that the corruption was already widespread. But there was no good reason to postpone the inevitable. And he might as well put the best face on it.
“Very well, Owen,” he said. “Tell His Highness that I’ll do what I can.”
The admiral’s profound relief showed on his face. “Very good. Very good indeed.” He rubbed his hands together. “What can we do to help?”
“I should like to examine Gladiator immediately,” Charles said. “I shall require the assistance of a veterinarian. One who can be trusted,” he added.
“Done,” the admiral replied promptly. “And I shall ask Jack Murray to be in touch with you. Use him in any way you see fit.” He held out his hand. “We’re grateful, Charles, and we wish you Godspeed in your invesigation. I suspect that more hangs on this than we know.”
It was a prophetic statement.
CHAPTER SIX
It is the borrowers who seek the money-lender, and not he who goes to them. If they think his terms too high, they can decline them and go elsewhere. The usury laws have long since been abolished, and if the money-lender is not generous, it must be recollected that he is carrying on business at very considerable risk, and must exercise care in the way he thinks best suited to his own interest, which of necessity precludes any great regard for the interests of others.
Reminiscences of the Turf, 1891 William Day
Henry Radwick had no intention of jostling his way through the London-bound mob on the railway. He had taken a room at the Red Horse Hotel just off the Epsom High Street, a small and exclusive accommodation which served exceptional food and excellent wine and whose proprietress, Mrs. Stanley, was possessed of considerable personal attractions. After the hurly-burly of the afternoon-the noisy crowds, that dreadful fracas at the corner, and the disaster that had taken out Ricochet-Henry was looking forward to a hot bath, a quiet dinner, and Mrs. Stanley’s company. He would return to Mayfair at a decent hour tomorrow, where no doubt those who found themselves unable to settle their accounts at Tattersall’s would already be waiting for him.
In the century shortly to come, people would look back at Henry Manford Radwick, in his heyday, as one of the most successful men of his time. By choice and by circumstance, he was a member of a group known as the Sixty Per Schenters, the notoriously predatory London moneylenders. But Henry Radwick stood apart from the group, a self-assured, self-made man who lived well and proudly at Number 4 Hill Street, Berkeley Square. His house was large and as opulently appointed as any marquis’s, and he enjoyed a fine table and an equally outstanding cellar. And although Henry (whose father had been a hatter in Horsham) was not invited to the homes of the aristocracy, his own generous hospitality was much enjoyed by their younger sons, and occasionally by the fathers and mothers and sisters as well (although these latter sought him out secretly, by a door that opened into the back garden).
Henry was of middle age and height, with brown hair, carefully but not ostentatiously dressed, by temperament congenial and affable, and by manner courteous and charming-until he was pushed into a corner or until something he valued was threatened, in which case his fiery temper had been known to get the better of him. But in most circumstances, Henry managed to hold himself in check. He had built his successful enterprise upon his charm, his congeniality, and his ability to mix easily with the rich young gentlemen of the Turf, who often rather freely anticipated their fortunes. He offered them friendship and advice, rejoiced in their victories, sympathized with their losses, and smiled gently at their follies. Accordingly, when these young men found themselves financially embarrassed, it was the most natural thing in the world for them to call at Number 4, drink a glass of Henry’s Madeira, and confide the latest scrape. For his part, Henry was always ready to offer a little something until the tide turned, so long as the security was acceptable.
Of course, Henry relied for his business success on the fact that the first “little something” would not be the end of it, for once begun, the habit of borrowing became an addiction, as sure as opium. An advance of a few thousand pounds, and then perhaps ten, and after that fifteen, would eventually be multiplied by accumulated interest and expenses into a staggering sum; and in time, the title deeds of an ancestral estate would pass from the hands of the luckless borrower into Henry’s personal account.
In this way, Henry Radwick had gained hold of Mansfield Park, one of the loveliest estates in Northampton, and how many equal to it, no one would ever know. Not that he cared for these estates for their own sake, or for the countless works of art, jewels, and other valuable considerations that had come into his hands over the years. And not that he cared for the money, either, beyond what was needed to maintain his way of life. Simply put, Henry Radwick, bitterly conscious of his low birth and resentful of the social rejections he continually suffered thereby, was a man who kept score. Each famous estate, each fabulous painting, each fine horse that came into his possession was one more evidence of his incontestable superiority over the weak, muddled aristocrats who couldn’t hold on to their fortunes. He felt much the same about his women, as well, and once he had selected one for his attentions, he felt a kind of jealous passion for her, not because he loved her, but because she was his, and a mark of his achievement.
Henry’s pleasure in his preeminence over weak-minded fools was fueled by the widespread acknowledgment of his astuteness and sharp dealings. While he could have made most loans out of his pocket, he preferred to use other people’s capital, offering ten percent when the current interest rate stood at one or one and a half. He could afford this attractive rate, for his charge to strangers was sixty percent, rising occasionally to five hundred percent. To friends, on the other hand, he was willing to extend a not unreasonable twenty, and
