gotten through, and the public, hearing of the Fifth and Sixth Street line profits, was eager to invest. Cowperwood was one of these, and when the Second and Third Street line was engineered, he invested in that and in the Walnut and Chestnut Street line also. He began to have vague dreams of controlling a line himself some day, but as yet he did not see exactly how it was to be done, since his business was far from being a bonanza.

In the midst of this early work he married Mrs. Semple. There was no vast to-do about it, as he did not want any and his bride-to-be was nervous, fearsome of public opinion. His family did not entirely approve. She was too old, his mother and father thought, and then Frank, with his prospects, could have done much better. His sister Anna fancied that Mrs. Semple was designing, which was, of course, not true. His brothers, Joseph and Edward, were interested, but not certain as to what they actually thought, since Mrs. Semple was good-looking and had some money.

It was a warm October day when he and Lillian went to the altar, in the First Presbyterian Church of Callowhill Street. His bride, Frank was satisfied, looked exquisite in a trailing gown of cream lace—a creation that had cost months of labor. His parents, Mrs. Seneca Davis, the Wiggin family, brothers and sisters, and some friends were present. He was a little opposed to this idea, but Lillian wanted it. He stood up straight and correct in black broadcloth for the wedding ceremony—because she wished it, but later changed to a smart business suit for traveling. He had arranged his affairs for a two weeks’ trip to New York and Boston. They took an afternoon train for New York, which required five hours to reach. When they were finally alone in the Astor House, New York, after hours of make-believe and public pretense of indifference, he gathered her in his arms.

“Oh, it’s delicious,” he exclaimed, “to have you all to myself.”

She met his eagerness with that smiling, tantalizing passivity which he had so much admired but which this time was tinged strongly with a communicated desire. He thought he should never have enough of her, her beautiful face, her lovely arms, her smooth, lymphatic body. They were like two children, billing and cooing, driving, dining, seeing the sights. He was curious to visit the financial sections of both cities. New York and Boston appealed to him as commercially solid. He wondered, as he observed the former, whether he should ever leave Philadelphia. He was going to be very happy there now, he thought, with Lillian and possibly a brood of young Cowperwoods. He was going to work hard and make money. With his means and hers now at his command, he might become, very readily, notably wealthy.

Chapter X

The home atmosphere which they established when they returned from their honeymoon was a great improvement in taste over that which had characterized the earlier life of Mrs. Cowperwood as Mrs. Semple. They had decided to occupy her house, on North Front Street, for a while at least. Cowperwood, aggressive in his current artistic mood, had objected at once after they were engaged to the spirit of the furniture and decorations, or lack of them, and had suggested that he be allowed to have it brought more in keeping with his idea of what was appropriate. During the years in which he had been growing into manhood he had come instinctively into sound notions of what was artistic and refined. He had seen so many homes that were more distinguished and harmonious than his own. One could not walk or drive about Philadelphia without seeing and being impressed with the general tendency toward a more cultivated and selective social life. Many excellent and expensive houses were being erected. The front lawn, with some attempt at floral gardening, was achieving local popularity. In the homes of the Tighes, the Leighs, Arthur Rivers, and others, he had noticed art objects of some distinction—bronzes, marbles, hangings, pictures, clocks, rugs.

It seemed to him now that his comparatively commonplace house could be made into something charming and for comparatively little money. The dining-room for instance which, through two plain windows set in a hat side wall back of the veranda, looked south over a stretch of grass and several trees and bushes to a dividing fence where the Semple property ended and a neighbor’s began, could be made so much more attractive. That fence— sharp-pointed, gray palings—could be torn away and a hedge put in its place. The wall which divided the dining- room from the parlor could be knocked through and a hanging of some pleasing character put in its place. A bay- window could be built to replace the two present oblong windows—a bay which would come down to the floor and open out on the lawn via swiveled, diamond-shaped, lead-paned frames. All this shabby, nondescript furniture, collected from heaven knows where—partly inherited from the Semples and the Wiggins and partly bought—could be thrown out or sold and something better and more harmonious introduced. He knew a young man by the name of Ellsworth, an architect newly graduated from a local school, with whom he had struck up an interesting friendship —one of those inexplicable inclinations of temperament. Wilton Ellsworth was an artist in spirit, quiet, meditative, refined. From discussing the quality of a certain building on Chestnut Street which was then being erected, and which Ellsworth pronounced atrocious, they had fallen to discussing art in general, or the lack of it, in America. And it occurred to him that Ellsworth was the man to carry out his decorative views to a nicety. When he suggested the young man to Lillian, she placidly agreed with him and also with his own ideas of how the house could be revised.

So while they were gone on their honeymoon Ellsworth began the revision on an estimated cost of three thousand dollars, including the furniture. It was not completed for nearly three weeks after their return; but when finished made a comparatively new house. The dining-room bay hung low over the grass, as Frank wished, and the windows were diamond-paned and leaded, swiveled on brass rods. The parlor and dining-room were separated by sliding doors; but the intention was to hang in this opening a silk hanging depicting a wedding scene in Normandy. Old English oak was used in the dining-room, an American imitation of Chippendale and Sheraton for the sitting- room and the bedrooms. There were a few simple water-colors hung here and there, some bronzes of Hosmer and Powers, a marble venus by Potter, a now forgotten sculptor, and other objects of art—nothing of any distinction. Pleasing, appropriately colored rugs covered the floor. Mrs. Cowperwood was shocked by the nudity of the Venus which conveyed an atmosphere of European freedom not common to America; but she said nothing. It was all harmonious and soothing, and she did not feel herself capable to judge. Frank knew about these things so much better than she did. Then with a maid and a man of all work installed, a program of entertaining was begun on a small scale.

Those who recall the early years of their married life can best realize the subtle changes which this new condition brought to Frank, for, like all who accept the hymeneal yoke, he was influenced to a certain extent by the things with which he surrounded himself. Primarily, from certain traits of his character, one would have imagined him called to be a citizen of eminent respectability and worth. He appeared to be an ideal home man. He delighted to return to his wife in the evenings, leaving the crowded downtown section where traffic clamored and men hurried. Here he could feel that he was well-stationed and physically happy in life. The thought of the dinner-table with candles upon it (his idea); the thought of Lillian in a trailing gown of pale-blue or green silk—he liked her in those colors; the thought of a large fireplace flaming with solid lengths of cord-wood, and Lillian snuggling in his arms, gripped his immature imagination. As has been said before, he cared nothing for books, but life, pictures, trees, physical contact—these, in spite of his shrewd and already gripping financial calculations, held him. To live richly, joyously, fully—his whole nature craved that.

And Mrs. Cowperwood, in spite of the difference in their years, appeared to be a fit mate for him at this time. She was once awakened, and for the time being, clinging, responsive, dreamy. His mood and hers was for a baby, and in a little while that happy expectation was whispered to him by her. She had half fancied that her previous barrenness was due to herself, and was rather surprised and delighted at the proof that it was not so. It opened new possibilities—a seemingly glorious future of which she was not afraid. He liked it, the idea of self-duplication. It was almost acquisitive, this thought. For days and weeks and months and years, at least the first four or five, he took a keen satisfaction in coming home evenings, strolling about the yard, driving with his wife, having friends in to dinner, talking over with her in an explanatory way the things he intended to do. She did not understand his financial abstrusities, and he did not trouble to make them clear.

But love, her pretty body, her lips, her quiet manner—the lure of all these combined, and his two children, when they came—two in four years—held him. He would dandle Frank, Jr., who was the first to arrive, on his knee, looking at his chubby feet, his kindling eyes, his almost formless yet bud-like mouth, and wonder at the process by which children came into the world. There was so much to think of in this connection—the spermatozoic beginning, the strange period of gestation in women, the danger of disease and delivery. He had gone through a real period of

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