ugly husband, eh?”

And she would giggle and tie his whiskers under his chin, and reply with the refrain:

“A handsome husband I,
No ugly man, madame.”

She would declare her intention of choosing for herself. She knew that she was, or would be, very rich⁠—(her father used to tell her so at every turn)⁠—she was a “fine catch.” The sons of the distinguished families of the country were already courting her, setting a wide white net of flattery and cunning snares to catch the little silver fish. But it looked as though the fish would elude them all: for Antoinette saw all their tricks, and laughed at them: she was quite ready to be caught, but not against her will. She had already made up her mind to marry.

The noble family of the district⁠—(there is generally one noble family to every district, claiming descent from the ancient lords of the province, though generally its origin goes no farther back than some purchaser of the national estates, some commissary of the eighteenth century, or some Napoleonic army-contractor)⁠—the Bonnivets, who lived some few miles away from the town, in a castle with tall towers with gleaming slates, surrounded by vast woods, in which were innumerable fishponds, themselves proposed for the hand of Mademoiselle Jeannin. Young Bonnivet was very assiduous in his courtship of Antoinette. He was a handsome boy, rather stout and heavy for his age, who did nothing but hunt and eat, and drink and sleep: he could ride, dance, had charming manners, and was not more stupid than other young men. He would ride into the town, or drive in his buggy and call on the banker, on some business pretext: and sometimes he would bring some game or a bouquet of flowers for the ladies. He would seize the opportunity to pay court to Antoinette. They would walk in the garden together. He would pay her lumbering compliments, and pull his mustache, and make jokes, and make his spurs clatter on the tiles of the terrace. Antoinette thought him charming. Her pride and her affections were both tickled. She would swim in those first sweet hours of young love. Olivier detested the young squire, because he was strong, heavy, brutal, had a loud laugh, and hands that gripped like a vise, and a disdainful trick of always calling him: “Boy⁠ ⁠…” and pinching his cheeks. He detested him above all⁠—without knowing it⁠—because he dared to love his sister:⁠ ⁠… his sister, his very own, his, and she could not belong to anyone else!⁠ ⁠…


Disaster came. Sooner or later there must come a crisis in the lives of the old middle-class families which for centuries have vegetated in the same little corner of the earth, and have sucked it dry. They sleep in peace, and think themselves as eternal as the earth that bears them. But the soil beneath them is dry and dead, their roots are sapped: just the blow of an ax, and down they come. Then they talk of accidents and unforeseen misfortunes. There would have been no accident if there had been more strength in the tree: or, at least, would have been no more than a sudden storm, wrenching away a few branches, but never shaking the tree.

Antoine Jeannin was weak, trustful, and a little vain. He loved to throw dust in people’s eyes, and easily confounded “seeming” and “being.” He spent recklessly, though his extravagance, moderated by fits of remorse as the result of the age-old habit of economy⁠—(he would fling away pounds, and haggle over a farthing)⁠—never seriously impaired his capital. He was not very cautious in business either. He never refused to lend money to his friends: and it was not difficult to be a friend of his. He did not always trouble to ask for a receipt: he kept a rough account of what was owing to him, and never asked for payment before it was offered him. He believed in the good faith of other men, and supposed that they would believe in his own. He was much more timid than his jocular, easygoing manners led people to suppose. He would never have dared to refuse certain importunate borrowers, or to let his doubts of their solvency appear. That arose from a mixture of kindness and pusillanimity. He did not wish to offend anybody, and he was afraid of being insulted. So he was always giving way. And, by way of carrying it off, he would lend with alacrity, as though his debtors were doing him a service by borrowing his money. And he was not far from believing it; his vanity and optimism had no difficulty in persuading him that every business he touched was good business.

Such ways of dealing were not calculated to alienate the sympathies of his debtors: he was adored by the peasants, who knew that they could always count on his good nature, and never hesitated to resort to him. But the gratitude of men⁠—even of honest men⁠—is a fruit that must be gathered in good season. If it is left too long upon the tree, it quickly rots. After a few months M. Jeannin’s debtors would begin to think that his assistance was their right: and they were even inclined to think that, as M. Jeannin had been so glad to help them, it must have been to his interest to do so. The best of them considered themselves discharged⁠—if not of the debt, at least of the obligation of gratitude⁠—by the present of a hare they had killed, or a basket of eggs from their fowlyard, which they would come and offer to the banker on the day of the great fair of the year.

As hitherto only small sums had been lent, and M. Jeannin had only had to do with fairly honest people, there were no very awkward consequences: the loss of money⁠—of which the banker never breathed a word to a soul⁠—was very small. But it was a very different matter when

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