Avenue, paying but two or three hurried visits to the rooms at Mrs. Gray’s, where he had made his home. The gloom of death still darkened the Fifth Avenue place, and there was a stillness, a gentle stealthiness about the house that made him long for more cheerful companionship. He wondered dimly if a fortune always carried the suggestion of tube-roses. The richness and strangeness of it all hung about him unpleasantly. He had had no extravagant affection for the grim old dictator who was dead, yet his grandfather was a man and had commanded his respect. It seemed brutal to leave him out of the reckoning⁠—to dance on the grave of the mentor who had treated him well. The attitude of the friends who clapped him on the back, of the newspapers which congratulated him, of the crowd that expected him to rejoice, repelled him. It seemed a tragic comedy, haunted by a severe dead face. He was haunted, too, by memories, and by a sharp regret for his own foolish thoughtlessness. Even the fortune itself weighed upon him at moments with a half-defined melancholy.

Yet the situation was not without its compensations. For several days when Ellis called him at seven, he would answer him and thank fortune that he was not required at the bank that morning. The luxury of another hour of sleep seemed the greatest perquisite of wealth. His morning mail amused him at first, for since the newspapers had published his prosperity to the world he was deluged with letters. Requests for public or private charity were abundant, but most of his correspondents were generous and thought only of his own good. For three days he was in a hopeless state of bewilderment. He was visited by reporters, photographers, and ingenious strangers who benevolently offered to invest his money in enterprises with certified futures. When he was not engaged in declining a gold mine in Colorado, worth five million dollars, marked down to four hundred and fifty, he was avoiding a guileless inventor who offered to sacrifice the secrets of a marvelous device for three hundred dollars, or denying the report that he had been tendered the presidency of the First National Bank.

Oliver Harrison stirred him out early one morning and, while the sleepy millionaire was rubbing his eyes and still dodging the bombshell that a dream anarchist had hurled from the pinnacle of a bedpost, urged him in excited, confidential tones to take time by the forelock and prepare for possible breach of promise suits. Brewster sat on the edge of the bed and listened to diabolical stories of how conscienceless females had fleeced innocent and even godly men of wealth. From the bathroom, between splashes, he retained Harrison by the year, month, day and hour, to stand between him and blackmail.

The directors of the bank met and adopted resolutions lamenting the death of their late president, passed the leadership on to the first vice-president and speedily adjourned. The question of admitting Monty to the directory was brought up and discussed, but it was left for Time to settle.

One of the directors was Col. Prentiss Drew, “the railroad magnate” of the newspapers. He had shown a fondness for young Mr. Brewster, and Monty had been a frequent visitor at his house. Colonel Drew called him “my dear boy,” and Monty called him “a bully old chap,” though not in his presence. But the existence of Miss Barbara Drew may have had something to do with the feeling between the two men.

As he left the directors’ room, on the afternoon of the meeting, Colonel Drew came up to Monty, who had notified the officers of the bank that he was leaving.

“Ah, my dear boy,” said the Colonel, shaking the young man’s hand warmly, “now you have a chance to show what you can do. You have a fortune and, with judgment, you ought to be able to triple it. If I can help you in any way, come and see me.”

Monty thanked him.

“You’ll be bored to death by the raft of people who have ways to spend your money,” continued the Colonel. “Don’t listen to any of them. Take your time. You’ll have a new chance to make money every day of your life, so go slowly. I’d have been rich years and years ago if I’d had sense enough to run away from promoters. They’ll all try to get a whack at your money. Keep your eye open, Monty. The rich young man is always a tempting morsel.” After a moment’s reflection, he added, “Won’t you come out and dine with us tomorrow night?”

III

Mrs. and Miss Gray

Mrs. Gray lived in Fortieth Street. For years Montgomery Brewster had regarded her quiet, old-fashioned home as his own. The house had once been her grandfather’s, and it was one of the pioneers in that part of the town. It was there she was born; in its quaint old parlor she was married; and all her girlhood, her brief wedded life, and her widowhood were connected with it. Mrs. Gray and Montgomery’s mother had been schoolmates and playmates, and their friendship endured. When old Edwin Peter Brewster looked about for a place to house his orphaned grandson, Mrs. Gray begged him to let her care for the little fellow. He was three years older than her Margaret, and the children grew up as brother and sister. Mr. Brewster was generous in providing for the boy. While he was away at college, spending money in a manner that caused the old gentleman to marvel at his own liberality, Mrs. Gray was well paid for the unused but well-kept apartments, and there never was a murmur of complaint from Edwin Peter Brewster. He was hard, but he was not niggardly.

It had been something of a struggle for Mrs. Gray to make both ends meet. The property in Fortieth Street was her only possession. But little money had come to her at her

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