husband’s death, and an unfortunate speculation of his had swept away all that had fallen to her from her father, the late Judge Merriweather. For years she kept the old home unencumbered, teaching French and English until Margaret was well in her teens. The girl was sent to one of the good old boarding-schools on the Hudson and came out well prepared to help her mother in the battle to keep the wolf down and appearances up. Margaret was rich in friendships; and pride alone stood between her and the advantages they offered. Good-looking, bright, and cheerful, she knew no natural privations. With a heart as light and joyous as a May morning, she faced adversity as though it was a pleasure, and no one would have suspected that even for a moment her courage wavered.

Now that Brewster had come into his splendid fortune he could conceive no greater delight than to share it with them. To walk into the little drawing-room and serenely lay large sums before them as their own seemed such a natural proceeding that he refused to see an obstacle. But he knew it was there; the proffer of such a gift to Mrs. Gray would mean a wound to the pride inherited from haughty generations of men sufficient unto themselves. There was a small but troublesome mortgage on the house, a matter of two or three thousand dollars, and Brewster tried to evolve a plan by which he could assume the burden without giving deep and lasting offense. A hundred wild designs had come to him, but they were quickly relegated to the growing heap of subterfuges and pretexts condemned by his tenderness for the pride of these two women who meant so much to him.

Leaving the bank, he hastened, by electric car, to Fortieth Street and Broadway, and then walked eagerly off into the street of the numeral. He had not yet come to the point where he felt like scorning the cars, even though a roll of banknotes was tucked snugly away in a pocket that seemed to swell with sudden affluence. Old Hendrick, faithful servitor through two generations, was sweeping the autumn leaves from the sidewalk when Montgomery came up to the house.

“Hello, Hendrick,” was the young man’s cheery greeting. “Nice lot of leaves you have there.”

“So?” ebbed from Hendrick, who did not even so much as look up from his work. Hendrick was a human clam.

Mrs. Gray in?”

A grunt that signified yes.

“You’re as loquacious as ever, Hendrick.”

A mere nod.

Brewster let himself in with his own latch key, threw his hat on a chair and unceremoniously bolted into the library. Margaret was seated near a window, a book in her lap. The first evidence of unbiased friendship he had seen in days shone in her smile. She took his hand and said simply, “We are glad to welcome the prodigal to his home again.”

“I remind myself more of the fatted calf.”

His first self-consciousness had gone.

“I thought of that, but I didn’t dare say it,” she laughed. “One must be respectful to rich relatives.”

“Hang your rich relatives, Peggy; if I thought that this money would make any difference I would give it up this minute.”

“Nonsense, Monty,” she said. “How could it make a difference? But you must admit it is rather startling. The friend of our youth leaves his humble dwelling Saturday night with his salary drawn for two weeks ahead. He returns the following Thursday a dazzling millionaire.”

“I’m glad I’ve begun to dazzle, anyway. I thought it might be hard to look the part.”

“Well, I can’t see that you are much changed.” There was a suggestion of a quaver in her voice, and the shadows did not prevent him from seeing the quick mist that flitted across her deep eyes.

“After all, it’s easy work being a millionaire,” he explained, “when you’ve always had million-dollar inclinations.”

“And fifty-cent possibilities,” she added.

“Really, though, I’ll never get as much joy out of my abundant riches as I did out of financial embarrassments.”

“But think how fine it is, Monty, not ever to wonder where your winter’s overcoat is to come from and how long the coal will last, and all that.”

“Oh, I never wondered about my overcoats; the tailor did the wondering. But I wish I could go on living here just as before. I’d a heap rather live here than at that gloomy place on the avenue.”

“That sounded like the things you used to say when we played in the garret. You’d a heap sooner do this than that⁠—don’t you remember?”

“That’s just why I’d rather live here, Peggy. Last night I fell to thinking of that old garret, and hanged if something didn’t come up and stick in my throat so tight that I wanted to cry. How long has it been since we played up there? Yes, and how long has it been since I read Oliver Optic to you, lying there in the garret window while you sat with your back against the wall, your blue eyes as big as dollars?”

“Oh, dear me, Monty, it was ages ago⁠—twelve or thirteen years at least,” she cried, a soft light in her eyes.

“I’m going up there this afternoon to see what the place is like,” he said eagerly. “And, Peggy, you must come too. Maybe I can find one of those Optic books, and we’ll be young again.”

“Just for old time’s sake,” she said impulsively. “You’ll stay for luncheon, too.”

“I’ll have to be at the⁠—no, I won’t, either. Do you know, I was thinking I had to be at the bank at twelve-thirty to let Mr. Perkins go out for something to eat? The millionaire habit isn’t so firmly fixed as I supposed.” After a moment’s pause, in which his growing seriousness changed the atmosphere, he went on, haltingly, uncertain of his position: “The nicest thing about having all this money is that⁠—that⁠—we won’t have to deny ourselves anything after this.” It did not sound very tactful, now that it was out, and he

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