canvassing the idea at this point. I want to find out a bit more about Carver before I make any offers of business. Where his money’s spread. Whether he’s ever been bankrupted. That kind of thing.’

‘Surely you could just ask Mr. Carver yourself,’ replied the banker, speaking in the same inoffensive tone, so that the remark did not come off as rude, but, merely, as pleasantly offhand. He might have been passing a broken wagon in the street, and observing, quite affably, that there was a very simple way to mend the axle.

Balfour explained that Carver was at sea, and could not be contacted.

The banker seemed unsatisfied with this explanation. He considered Balfour, and put his finger against his lower lip. Evidently, however, he could not conjure a further objection that might give him reason to decline to pursue Balfour’s request. He nodded, pulled his ledger towards him, and wrote a note in a thin, precise script. He then blotted his page (a little unnecessarily, Balfour thought, for the ledger remained open) and dried the nib of his pen with a square of soft leather. ‘Wait here, please,’ he said. He disappeared through a low doorway, beyond which lay an antechamber of some kind, and soon returned carrying a large folder, bound in leather and marked on its spine with the letter C.

Balfour drummed his fingers as the banker untied the clasp upon the folder and opened it. He scrutinised the young man through the bars of the grille.

What a contrast this young man posed to the Maori in the street! They were rough contemporaries in age, but where Tauwhare had been muscled, tense, and proud, this fellow was languid, even catlike: he moved with a kind of casual luxury, as though he saw no need to spend his strength on swiftness, and nor did he see any reason to conserve it. He was lean in body. His hair was brown in hue, long, and curly at the tips; he wore it tied in a ribbon at the nape of his neck, in the fashion of a whaler. His face was broad and his eyes spaced widely; his lips were full, his teeth very crooked, and his nose rather large. These features conspired to form an expression that was both honest and nonchalant—and nonchalance is a form of elegance, when it demands much, and declines to reveal its source. Balfour considered him a very elegant young man.

‘Here,’ the banker said at last, pointing. ‘You see—Carswell, here, and then Cassidy. Your man’s not here.’

‘So Francis Carver doesn’t own a miner’s right.’

‘Not in Canterbury, no.’ He shut the folder with a soft thud.

‘What about an Otago certificate?’

‘I’m afraid you will have to go to Dunedin for that.’

This was a dead end. In Lauderback’s story the gold in the crate had hailed (allegedly, of course) from Dunstan, which was an Otago field.

‘You don’t keep records of Otago men?’ Balfour asked, disappointed.

‘No.’

‘What if he came in on Otago papers? Would there be a record at the customhouse—from when he first arrived?’

‘Not at the customhouse,’ said the banker, ‘but if he made any dust, he’d have to have it counted and weighed before he left. He’s not allowed to transfer it to another province, or out of the country, without declaring it first. So he’d come here. We’d ask to take a look at the miner’s right. Then we’d make a record in this book that he was working under Otago papers, but on a Hokitika claim. There’s nothing in this book; therefore, as I said just now, we can safely assume he hasn’t prospected anywhere hereabouts. As for whether he’s prospected in Otago, I’ve no idea.’

The banker spoke with the controlled alarm of a bureaucrat who is requested to explain some mundane feature of the bureaucracy of which he is a functioning part: controlled, because an official is always comforted by proof of his own expertise, and alarmed, because the necessity for explanation seemed, in some obscure way, to undermine the system which had afforded him that expertise in the first place.

‘All right,’ said Balfour. ‘Now, there’s one more thing. I need to know whether Carver has owned shares in any mining company, or if he took out shares on a private claim.’

A flicker of doubt disturbed the banker’s mild expression. For the briefest moment, he said nothing, and again it seemed as if he were trying to think of a reason to decline Balfour’s request, to declare it unorthodox, or to press to know the reason why. He looked at Balfour with a gaze that was no less piercing for its mildness—and Balfour, who was always made uncomfortable by scrutiny, scowled very darkly. But, as before, the banker applied himself to the task demanded of his office. He wrote another note upon his ledger, blotted it, and then politely excused himself to pursue this new request.

When he returned with the shares records, however, he looked openly uneasy.

‘Francis Carver has speculated in this area,’ he said. ‘You wouldn’t call it a portfolio: it’s only one claim. Looks like a private agreement. Carver takes home a return to the tune of fifty percent of the mine’s net profit every quarter.’

‘Fifty percent!’ Balfour said. ‘And only one claim—that’s confidence for you! When did he buy?’

‘Our records show the date as July 1865.’

‘That far back!’ Balfour said. (Six months ago! But that was after the sale of the Godspeed—was it not?) ‘Which claim is it? Who’s owning?’

‘The mine is called the Aurora,’ said the banker, enunciating very carefully. ‘It is owned and operated by —’

‘Emery Staines,’ Balfour finished for him, nodding his head. ‘Yes, I know the place—up Kaniere way. Why, that’s capital news. Staines is a great friend of mine. I’ll go and talk to the man myself. Thank you very much, Mr.—?’

‘Frost.’

‘Thank you very much, Mr. Frost. You’ve been extraordinarily helpful.’

But the banker was looking at Balfour with a strange expression on his face.

‘Mr. Balfour,’ he said. ‘Perhaps you haven’t heard.’

‘Something about Staines?’

‘Yes.’

Balfour stiffened. ‘He’s dead?’

‘No,’ said Frost. ‘He vanished.’

‘What? When?’

‘Two weeks ago.’

Balfour’s eyes went wide.

‘I am sorry to be the one to break the news—if you are his great friend.’

Balfour did not notice the barb of emphasis in the banker’s remark. ‘Vanished—two weeks back!’ he said. ‘And no one’s talking? Why haven’t I heard about it?’

‘I assure you that many men have been talking,’ said Frost. ‘A notice has been published in the Missing Persons column every day this week.’

‘I never read the personals,’ said Balfour.

(But of course: he had been with Lauderback, this fortnight past, facilitating introductions up and down the Coast; he had not been frequenting the Corinthian, as he habitually did in the evenings, to share a mug of beer with the other camp followers while they exchanged the local news.)

‘Perhaps he found a strike,’ he said now. ‘That could be it. Perhaps Staines found a paying seam, up in the bush somewhere, and he’s keeping it quiet—until he’s staked the ground.’

‘Perhaps,’ the banker said courteously, and would not say more.

Balfour chewed his lip. ‘Vanished!’ he said. ‘I can’t understand it!’

‘I rather wonder whether this news will be of import to your partner,’ said Frost, smoothing the open page of his ledger with his palm.

‘Who’s my partner?’ Balfour said, with some alarm—thinking that the banker was referring to Alistair Lauderback, whose name he had been careful not to use.

‘Why—Mr. Carver,’ Frost said, blinking. ‘Your prospective partner in business—as you have just informed me, sir. Mr. Carver has a joint investment with Mr. Staines. So if Mr. Staines is dead …’

He trailed off with a shrug.

Balfour narrowed his eyes. The banker seemed to be implying, however vaguely, that Carver was in some way responsible for Emery Staines’s disappearance … an implication for which he surely did not have any proof.

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