I know, that I’ve got the repitation of bein’ a hard, graspin’, schemin’ man. Mebbe I be. Mebbe I’ve ben hard done by all my hull life, an’ have had to be; an’ mebbe, now ’t I’ve got ahead some, it’s got to be second nature, an’ I can’t seem to help it. ‘Bus’nis is bus’nis’ ain’t part of the golden rule, I allow, but the way it gen’ally runs, fur ’s I’ve found out, is, ‘Do unto the other feller the way he’d like to do unto you, an’ do it fust.’ But, if you want to keep this thing a-runnin’ as it’s goin’ on now fer a spell longer, say one year, or two, or even three, you may, only I’ve got somethin’ to say to ye ’fore ye elect.”

“Wa’al,” said the poor woman, “I expect it ’d only be pilin’ up wrath agin’ the day o’ wrath. I can’t pay the int’rist now without starvin’, an’ I hain’t got no one to bid in the prop’ty fer me if it was to be sold.”

“Mis’ Cullom,” said David, “I said I’d got somethin’ more to tell ye, an’ if, when I git through, you don’t think I’ve treated you right, includin’ this mornin’s confab, I hope you’ll fergive me. It’s this, an’ I’m the only person livin’ that ’s knowin’ to it, an’ in fact I may say that I’m the only person that ever was really knowin’ to it. It was before you was married, an’ I’m sure he never told ye, fer I don’t doubt he fergot all about it, but your husband, Billy P. Cullom, that was, made a small investment once on a time, yes, ma’am, he did, an’ in his kind of careless way it jes’ slipped his mind. The amount of cap’tal he put in wa’n’t large, but the rate of int’rist was uncommon high. Now, he never drawed no dividends on’t, an’ they’ve ben ’cumulatin’ fer forty year, more or less, at compound int’rist.”

The widow started forward, as if to rise from her seat. David put his hand out gently and said, “Jest a minute, Mis’ Cullom, jest a minute, till I git through. Part o’ that cap’tal,” he resumed, “consistin’ of a quarter an’ some odd cents, was invested in the cirkis bus’nis, an’ the rest on’t⁠—the cap’tal, an’ all the cash cap’tal that I started in bus’nis with⁠—was the ten cents your husband give me that day, an’ here,” said David, striking the papers in his left hand with the back of his right, “here is the dividends! This here second morgidge, not bein’ on record, may jest as well go onto the fire⁠—it’s gettin’ low⁠—an’ here’s a satisfaction piece which I’m goin’ to execute now, that’ll clear the thousan’ dollar one. Come in here, John,” he called out.

The widow stared at David for a moment speechless, but as the significance of his words dawned upon her, the blood flushed darkly in her face. She sprang to her feet and, throwing up her arms, cried out: “My Lord! My Lord! Dave! Dave Harum! Is it true?⁠—tell me it’s true! You ain’t foolin’ me, air ye, Dave? You wouldn’t fool a poor old woman that never done ye no harm, nor said a mean word agin ye, would ye? Is it true? an’ is my place clear? an’ I don’t owe nobody anythin’⁠—I mean, no money? Tell it agin. Oh, tell it agin! Oh, Dave! it’s too good to be true! Oh! Oh! Oh, my! an’ here I be cryin’ like a great baby, an’, an’ ”⁠—fumbling in her pocket⁠—“I do believe I hain’t got no hank’chif⁠—Oh, thank ye,” to John; “I’ll do it up an’ send it back to-morrer. Oh, what made ye do it, Dave?”

“Set right down an’ take it easy, Mis’ Cullom,” said David soothingly, putting his hands on her shoulders and gently pushing her back into her chair. “Set right down an’ take it easy.⁠—Yes,” to John, “I acknowledge that I signed that.”

He turned to the widow, who sat wiping her eyes with John’s handkerchief.

“Yes, ma’am,” he said, “It’s as true as anythin’ kin be. I wouldn’t no more fool ye, ye know I wouldn’t, don’t ye? than I’d⁠—jerk a hoss,” he asseverated. “Your place is clear now, an’ by this time to-morro’ the’ won’t be the scratch of a pen agin it. I’ll send the satisfaction over fer record fust thing in the mornin’.”

“But, Dave,” protested the widow, “I s’pose ye know what you’re doin’⁠—?”

“Yes,” he interposed, “I cal’late I do, putty near. You ast me why I done it, an’ I’ll tell ye if ye want to know. I’m payin’ off an old score, an’ gettin’ off cheap, too. That’s what I’m doin’! I thought I’d hinted up to it putty plain, seein’ ’t I’ve talked till my jaws ache; but I’ll sum it up to ye if you like.”

He stood with his feet aggressively wide apart, one hand in his trousers pocket, and holding in the other the “morgidge,” which he waved from time to time in emphasis.

“You c’n estimate, I reckon,” he began, “what kind of a bringin’-up I had, an’ what a poor, mis’able, God-fersaken, scairt-to-death little forlorn critter I was; put upon, an’ snubbed, an’ jawed at till I’d come to believe myself⁠—what was rubbed into me the hull time⁠—that I was the most all-’round no-account animul that was ever made out o’ dust, an’ wa’n’t ever likely to be no diff’rent. Lookin’ back, it seems to me that⁠—exceptin’ of Polly⁠—I never had a kind word said to me, nor a day’s fun. Your husband, Billy P. Cullom, was the fust man that ever treated me human up to that time. He give me the only enjoy’ble time ’t I’d ever had, an’ I don’t know ’t anythin’ ’s ever equaled it since. He spent money on me, an’ he give me money to spend⁠—that had never had a cent to call my own⁠—an’, Mis’ Cullom, he took me

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